3 Loring Rd, Lexington, MA 02421 Property Records

Middlesex County and Lexington Town property record for 3 Loring Rd, Lexington, MA 02421

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,431 sqft · built 1960
Lot Size0.376 acres (16,371 sqft)
Owner2 Individual Names on File
Last Sale$439,000 (Nov 1995)
Tax Bill$20,656 (2026)
Deeds & MortgagesJul 2022 Refinance
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNLEXI M:0041 L:000069

Property Details

APN / Parcel Number

Primary APNLEXI M:0041 L:000069

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,431 sqft Living Area
Gross Area4,142 sqft
1st Floor Area2,431 sqft
Basement Area1,132 sqft
Unfinished Basement652 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,371 sqft (0.376 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address3 LORING RD
CityLEXINGTON
StateMA
Zip02421-6907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Lot Number69
JurisdictionLEXINGTON MA
Township / Civil DivisionLEXINGTON
Census Block Group3
Census Block3001
Census Tract358400

Owner

3 Loring Rd is owned and occupied by two individuals who acquired it in December 2016.

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3 LORING RD, LEXINGTON, MA 02421-6907
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Jun 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Apr 20, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 1995 · Amount on File
Deed SaleNov 10, 1995 · Amount on File
Last Transfer DateDec 20, 2016
Transfer Doc0000058403
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address3 LORING RD, LEXINGTON, MA 02421-6907
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001919172
DateJul 22, 2022
Instrument1919172
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term169 Months
DueAug 1, 2036

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address3 LORING RD, LEXINGTON, MA 02421-6907
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078137-25
DateJun 30, 2021
Book Page78137/25
Instrument147651
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJul 1, 2036

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEXINGTON MA
Recording DateApr 20, 2017
Property Address3 LORING RD, LEXINGTON, MA 02421-6907
Document Number0001758403
Instrument DateDec 20, 2016
Instrument1758403
Transaction TypeTransfer
Record UpdatedMay 9, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 LORING RD LEXINGTON MA 024216907, LEXINGTON, MA 02421-6907

Tax Assessment & Valuation

The 2026 property tax bill for 3 Loring Rd was $20,656, up 7.4% from the year before.

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionLexington Town
Unified School DistrictLexington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,656.00 (+7.44%)$1,678,000 (+6.74%) Land $982,000 Building $696,000$1,689,005 (-)
2025$19,226.00 (+2.71%)$1,572,000 (+2.88%) Land $935,000 Building $637,000$1,689,005 (+2.88%)
2024$18,718.00 (+5.25%)$1,528,000 (+11.7%) Land $891,000 Building $637,000$1,641,695
2023$17,784.00$1,368,000 Land $810,000 Building $558,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Loring Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Loring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEXINGTON WATER DEPT. (MWRA)
serves 34,074 people · EPA ID MA3155000
Water SourcePurchased surface water from MWRA
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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