Rockland County and Ramapo Town property record for 3 Lori Ct, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,938 sqft · built 1999 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $760,000 (Jul 2021) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392613 33.18-1-12 |
| Primary APN | 392613 33.18-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,938 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| 2nd Floor Area | 1,382 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00376550000 |
|---|---|
| Old Parcel Number | 261303301800010120000000 |
| Street Address | 3 LORI CT |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | LOT:12.000 BLK:1 SEC:33.18 DIST:392613 CITY/MUNI/TWP:NEW HEMPSTEAD |
| Legal Subdivision | HORIZON ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11509 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3 LORI CT, SPRING VALLEY, NY 10977-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage ARK MORTGAGE |
| May 6, 2019 | Deed of Trust, Transfer · Conventional with PMI FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on Record |
| Deed Sale | Jul 21, 2021 · Amount on Record |
| Prior Sale | May 8, 2019 · Amount on Record |
| Deed Document Number | 0202130440 |
| Deed Book / Page | 2021 / 30440 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 21, 2021 |
| Property Address | 3 LORI CT, SPRING VALLEY, NY 10977-1200 |
| Document Number | 0000030440 |
| Map Reference | BK 117 PG 84 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021-00030440 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 LORI CT, 3, SPRING VALLEY, NY 10977-1200 |
| Name | Verified Name |
|---|---|
| Address | 3 LORI CT, SPRING VALLEY, NY 10977-1200 |
| Document Number | 0000031363 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021-00031363 |
| Name | ARK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 LORI CT, SPRING VALLEY, NY 10977-1200 |
| Document Number | 0000012973 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | IMPERIAL ABSTRACT CORPORATION, IMPERIAL ABSTRACT CORP |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 12 KENTOR LN MONSEY NY 109521208, MONSEY, NY 10952-1208 |
| Document Number | 0000012973 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 12973 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2049 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | New Hempstead Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $71,600 (-) Land $22,000 Building $49,600 | $922,680 Land $283,505 Building $639,175 |
| 2023 | $71,600 Land $22,000 Building $49,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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