3 Locust Trk, Ocala, FL 34472 Property Records

Marion County property record for 3 Locust Trk, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 2006
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2025)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9051-1601-04`

Property Details

APN / Parcel Number

Primary APN	`9051-1601-04`
Alternative APN	`1506891000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	175 ft deep x 97 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Patio Area	32 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1506891000
Old Parcel Number	9051160104
Street Address	3 LOCUST TRAK
City	OCALA
State	FL
Zip	34472-6562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 30 TWP 16 RGE 24
Legal Range	24E
Legal Township	16S
Legal Section	30
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	1601
Legal Lot Number	4
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1122
Census Tract	1206

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 LOCUST TRAK, OCALA, FL 34472-6562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 18, 2022	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	May 29, 2013 · Amount on Record
Deed Document Number	2025088011
Deed Book / Page	8650 / 1094
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3 LOCUST TRAK, OCALA, FL 34472-6562
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LOCUST TRAK, OCALA, FL 34472-6562

Mortgage

Document Number	0082621096
Date	Feb 29, 2024
Book Page	8262/1096
Instrument	2024025155

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2064

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3 LOCUST TRAK, OCALA, FL 34472-6562
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LOCUST TRAK, OCALA, FL 34472-6562

Mortgage

Document Number	0078320546
Date	Jul 18, 2022
Book Page	7832/546
Instrument	2022104486

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3 LOCUST TRAK, OCALA, FL 34472-6562
Document Number	0070901231
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 LOCUST TRAK OCALA FL 344726562, OCALA, FL 34472-6562

Mortgage

Document Number	0070901231
Date	Dec 4, 2019
Book Page	007090/001231
Instrument	127340

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (+16.76%)	$189,884 (+21%) Land $11,500 Building $178,384	$192,890 (+4.9%) Land $11,500 Building $181,390
2023	$2,995.00 (+1.32%)	$156,929 (-19.94%) Land $11,000 Building $145,929	$183,875 (-6.19%) Land $11,000 Building $172,875
2022	$2,956.00	$196,006 Land $11,000 Building $185,006	$196,006 Land $11,000 Building $185,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Trk

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