Callaway County property record for 3 Locust Ln, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,032 sqft · built 1976 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Company Name on File |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04.0-20.0-10-017-030.000 |
| Primary APN | 13-04.0-20.0-10-017-030.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 11.5 ft deep x 9.5 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 1304020010017030000 |
|---|---|
| Street Address | 3 LOCUST LN |
| City | FULTON |
| State | MO |
| Zip | 65251-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 203 NCP AKA LOT 6 TRAVELIER |
| Legal Range | 09W |
| Legal Township | 47N |
| Legal Section | 20 |
| Legal Subdivision | TRAVELIER SUBDIVISION |
| Legal Block | 203 |
| Legal Lot Number | 6 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 70400 |
3 Locust Ln is owned by a company that acquired it in September 2021.
Source: Callaway County records, as of January 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1315 CEDARWOOD DR, FULTON, MO 65251-2276 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WOOD & HUSTON BANK |
| Sep 24, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2021 |
| Transfer Doc | 495/249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3 LOCUST LN, FULTON, MO 65251-1426 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000507/38 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 507/38 |
| Instrument | 202302527 |
| Name | WOOD & HUSTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 15, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Sep 24, 2021 |
| Property Address | 3 LOCUST LN, FULTON, MO 65251-1426 |
| Document Number | 495/249 |
| Book / Page | 495 / 249 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 202107381 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 MACAW DR, COLUMBIA, MO 65202-6250 |
The 2025 property tax bill for 3 Locust Ln was $926, down 0.1% from the year before.
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $926.00 (-0.11%) | $14,987 (-) | $78,880 (-) |
| 2024 | $927.00 (+0.54%) | $14,987 (-) | $78,880 (-) |
| 2023 | $922.00 (+3.25%) | $14,987 (+3.27%) | $78,880 |
| 2022 | $893.00 | $14,512 Land $2,301 Building $12,211 | |
| 2021 | $76,380 Land $12,110 Building $64,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Locust Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Locust Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON PWS serves 12,600 people · EPA ID MO3010296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Callabyte Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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