3 Lockman Cir, Elgin, IL 60123 Property Records

Kane County property record for 3 Lockman Cir, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1976
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$6,940 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-103-036`

Property Details

APN / Parcel Number

Primary APN	`06-03-103-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3 LOCKMAN CIR
City	ELGIN
State	IL
Zip	60123-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT NO. 3 PT OF LT 146 LYING IN TAXCODE EL005
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	146
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851910

Owner

Source: Kane County records · APN 06-03-103-036

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 LOCKMAN CIR, ELGIN, IL 60123-1266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 07, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 09, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 29, 2008
Transfer Doc	0000040776
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3 LOCKMAN CIR, ELGIN, IL 60123-1266
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053837
Date	Jul 14, 2021
Instrument	2021K053837

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Jul 01, 2030

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3 LOCKMAN CIR, ELGIN, IL 60123-1266
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006272
Date	Feb 07, 2018
Instrument	2018K006272

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	21%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3 LOCKMAN CIR, ELGIN, IL 60123-1266
Document Number	0000036884
Instrument Date	Aug 09, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LOCKMAN CIR ELGIN IL 601231266, ELGIN, IL 60123-1266

Mortgage

Document Number	0000036884
Date	Aug 15, 2019
Instrument	36884

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Aug 14, 2031

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,940.00 (+14.07%) Homeowner's exemption Senior Citizen's exemption	$106,977 (+8.57%) Land $27,418 Building $79,559	$321,059 (+8.57%) Land $82,287 Building $238,773
2024		$98,533 (+21.39%) Land $25,254 Building $73,279	$295,717 (+21.44%) Land $75,792 Building $219,925
2022	$6,084.00 (+5.11%) Homeowner's exemption	$81,168 (+6.96%) Land $20,803 Building $60,365	$243,504 (+6.96%) Land $62,409 Building $181,095
2021	$5,788.00 Homeowner's exemption	$75,886 Land $19,449 Building $56,437	$227,658 Land $58,347 Building $169,311

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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