3 Lloyds, Irvington, VA 22480 Property Records

Lancaster County property record for 3 Lloyds, Irvington, VA 22480

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,683 sqft · built 2023
Lot Size0.298 acres (12,981 sqft)
Owner2 Trust Names on File
Last Sale$469,930 (Apr 2023)
Tax Bill$23 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Nov 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN28G 6 116

Property Details

APN / Parcel Number

Primary APN28G 6 116
Alternative APN
  • 14304

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,683 sqft Living Area
Gross Area2,375 sqft
1st Floor Area1,683 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,981 sqft (0.298 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area170 sqft
Patio Area102 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14304
Street Address3 LLOYDS
CityIRVINGTON
StateVA
Zip22480-2444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionHUBBARD OF HILLS QUARTER .298 AC LR23/577 LR05/928-P PC7/90C-92D
Legal SubdivisionHILLS QUARTER
JurisdictionLANCASTER VA
Township / Civil Division4
Census Block Group3
Census Block3017
Census Tract30200

Owner

3 Lloyds is owner-occupied and held in a trust since April 2023.

Source: Lancaster County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address3 LLOYDS, IRVINGTON, VA 22480-2444
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Special Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage
CHESAPEAKE BANK
Nov 9, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 22, 2020Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2023 · Amount on File
Deed SaleApr 6, 2023 · Amount on File
Prior SaleNov 9, 2022 · Amount on File
Deed Document Number2023577
Record UpdatedOct 29, 2026

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLANCASTER VA
Recording DateApr 6, 2023
Property Address3 LLOYDS, IRVINGTON, VA 22480-2444
Document Number0230000577
Instrument DateApr 5, 2023
Instrument230000577
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 23, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 773, KILMARNOCK, VA 22482-0773

Mortgage

Document Number0230000578
DateApr 6, 2023
Instrument230000578
Lender
NameCHESAPEAKE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term358 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateNov 9, 2022
Property Address3 LLOYDS, IRVINGTON, VA 22480-2444
Document Number0220002564
Instrument DateNov 8, 2022
Instrument220002564
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 N MAIN ST, BLACKSBURG, VA 24060-3349
InvestorPossibly a Property Investor

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateMay 22, 2020
Property Address3 LLOYDS, IRVINGTON, VA 22480-2444
Document Number0200000970
Instrument DateMay 11, 2020
Instrument200000970
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1393, KILMARNOCK, VA 22482-1393

Tax Assessment & Valuation

The 2025 property tax bill for 3 Lloyds was $23.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23.00$420,600 Land $40,000 Building $380,600$420,600 Land $40,000 Building $380,600
2023$252.00$40,000 Land $40,000$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Lloyds in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2006–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Lloyds is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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