3 Lisbon Ter, Oxford, CT 06478 Property Records

Oxford Town property record for 3 Lisbon Ter, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,895 sqft · built 2019
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Mar 2019)
Tax Bill	$9,540 (2026)
Deeds & Mortgages	Apr 2026 Transfer Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A0004100`

Property Details

APN / Parcel Number

Primary APN	`A0004100`
Alternative APNs	`OXFO M:29 B:73 L:A-67` `OXFD M:29 B:73 L:A-67`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,895 sqft Living Area
Gross Area	5,643 sqft
Basement Area	1,506 sqft
Unfinished Basement	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	A0004100
Street Address	3 LISBON TER
City	OXFORD
State	CT
Zip	06478-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	73
Legal Lot Number	A-67
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1040
Census Tract	346101

Owner

3 Lisbon Ter is owned and occupied by an individual who acquired it in December 2025.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 LISBON TER, OXFORD, CT 06478-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2021	Deed of Trust, Mortgage · Balloon Mortgage FARMERS BANK & TRUST
Dec 22, 2025	Quit Claim Deed, Transfer · Line of Credit CROSSCOUNTRY MORTGAGE INC
Apr 7, 2021	Deed of Trust, Mortgage · Balloon Mortgage FARMERS BANK & TRUST
Feb 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 28, 2019	Deed of Trust, Subdivision Related Transfer · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Deed Document Number	20191146390003
Deed Book / Page	428 / 374
Last Transfer Date	Dec 12, 2025
Transfer Doc	0482000507
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD CT
Recording Date	Apr 8, 2026
Property Address	3 LISBON TER, OXFORD, CT 06478-1803
Document Number	000484-700
Book / Page	484 / 700
Instrument Date	Mar 25, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	3 LISBON TER, OXFORD, CT 06478-1803
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000448-968
Date	Apr 7, 2021
Book Page	448/968
Instrument	1199670010

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD CT
Recording Date	Dec 22, 2025
Property Address	3 LISBON TER, OXFORD, CT 06478-1803
Document Number	000482-507
Book / Page	482 / 507
Instrument Date	Dec 12, 2025
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LISBON TER, OXFORD, CT 06478-1803

Mortgage

Document Number	1301830006
Date	Dec 22, 2025
Instrument	1301830006

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	3 LISBON TER, OXFORD, CT 06478-1803
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	448-968
Date	Apr 7, 2021
Book Page	448/968
Instrument	1199670010

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	3 LISBON TER, OXFORD, CT 06478-1803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	435-493
Date	Feb 10, 2020
Book Page	435/493
Instrument	1166450013

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

February 2019: Deed of Trust, Subdivision Related Transfer

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	3 LISBON TER, OXFORD, CT 06478-1803
Document Number	428-377
Instrument Date	Feb 28, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2019

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LISBON TER OXFORD CT 06478, OXFORD, CT 06478

Mortgage

Document Number	428-377
Date	Mar 1, 2019
Book Page	000428/000377
Instrument	1146400013

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3 Lisbon Ter was $9,540, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,540.00 (+2.7%)	$464,240 (-) Land $78,190 Building $386,050	$782,075 (+140.66%)
2025	$9,289.00	$464,240 Land $78,190 Building $386,050	$324,968 Land $54,733 Building $270,235
2024	$9,289.00 (+5.27%)
2023	$8,824.00	$360,000 Land $85,100 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Lisbon Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Lisbon Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lisbon Ter

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