Worcester County and Worcester City property record for 3 Lisbon St, Worcester, MA 01603
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,572 sqft · built 1919 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (May 2018) |
| Tax Bill | $6,134 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-015-00021 |
| Primary APN | 14-015-00021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Living Area |
| Gross Area | 5,681 sqft |
| 1st Floor Area | 1,286 sqft |
| Attic | Attic |
| Attic Area | 1,405 sqft |
| Basement Area | 1,286 sqft |
| Unfinished Basement | 1,286 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.143 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|
| Account Number | 14-015-00021 |
|---|---|
| Street Address | 3 LISBON ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-2124 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RL-7 |
| Legal Block | 15 |
| Legal Lot Number | 21 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 731101 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 LISBON ST, WORCESTER, MA 01603-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit WORCESTER POLICE DEPT CREDIT UNION |
| Jul 31, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 17, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| May 30, 2018 | Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Prior Sale | Feb 8, 2016 · Amount on Record |
| Deed Document Number | 201851837 |
| Deed Book / Page | 58867 / 54 |
| Transfer Doc | 0058867-54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 3 LISBON ST, WORCESTER, MA 01603-2124 |
| Document Number | 0000081539 |
| Book / Page | 74180 / 119 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202681539 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 LISBON ST, WORCESTER, MA 01603-2124 |
| Document Number | 0000081539, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 74180/119 |
| Instrument | 202681539 |
| Name | WORCESTER POLICE DEPT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 LISBON ST, WORCESTER, MA 01603-2124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62934-116 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 62934/116 |
| Instrument | 84721 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 LISBON ST, WORCESTER, MA 01603-2124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60280-359 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 60280/359 |
| Instrument | 33283 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | May 30, 2018 |
| Property Address | 3 LISBON ST, WORCESTER, MA 01603-2124 |
| Document Number | 58867-54 |
| Book / Page | 058867 / 000054 |
| Instrument Date | May 23, 2018 |
| Instrument | 51837 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,345.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 LISBON ST WORCESTER MA 016032124, WORCESTER, MA 01603-2124 |
| Document Number | 58867-57 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 058867/000057 |
| Instrument | 51838 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,134.00 (+5.54%) | $461,900 (+4.83%) Land $97,300 Building $364,600 | $511,964 |
| 2025 | $5,812.00 (+12.2%) | $440,600 (+21.98%) Land $91,600 Building $349,000 | |
| 2023 | $5,180.00 | $361,200 Land $79,600 Building $281,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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