3 Lighthouse Way, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 3 Lighthouse Way, Gloucester, MA 01930

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 4,275 sqft · built 1926
Lot Size	0.279 acres (12,134 sqft)
Owner	2 Individual Names on File
Last Sale	$229,900 (Jun 1995)
Tax Bill	$11,323 (2025)
Deeds & Mortgages	Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0132 B:0016 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0132 B:0016 L:0000`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Units	6 Units
Stories	2 Stories
Building Area	4,275 sqft Living Area
Gross Area	9,228 sqft
1st Floor Area	1,891 sqft
Attic	Attic
Attic Area	2,196 sqft
Basement Area	1,836 sqft
Unfinished Basement	1,836 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,134 sqft (0.279 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 LIGHTHOUSE WAY
City	GLOUCESTER
State	MA
Zip	01930-4272
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-10
Legal Block	16
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2005
Census Tract	221300

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0132 B:0016 L:0000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 THATCHER RD, GLOUCESTER, MA 01930-3138
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 1995 · Amount on Record
Deed Sale	Jun 30, 1995 · Amount on Record
Deed Book / Page	13083 / 25
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 LIGHTHOUSE WAY, GLOUCESTER, MA 01930-4272
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039667-435
Date	Mar 19, 2021
Book Page	39667/435
Instrument	20210319006470

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2031

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,323.00 (+2.92%)	$1,164,900 (+3.02%) Land $384,800 Building $780,100
2024	$11,002.00 (-1.95%)	$1,130,700 (+6.71%) Land $366,500 Building $764,200
2023	$11,221.00	$1,059,600 Land $327,200 Building $732,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	123 units insured incl. 48 condo units
Nearby Flood Claims	94 (1978–2024)
Claims Outside the SFHA	15 of 94
Most Recent Claim	Feb 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 25 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 228 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.