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3 Lighthouse Point Rd, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 3 Lighthouse Point Rd, Highlands, NJ 07732 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,027 sqft · built 2018
Owner2 Individual Names on File
Last Sale$950,000 (Dec 2020)
Tax Bill$20,157 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN19 00101-0000-00027-02-C803

Property Details

APN / Parcel Number

Primary APN19 00101-0000-00027-02-C803
Alternative APN
  • 19-00101-0000-00027-02-C0803

Interior

Building Area2,027 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment

Location & Zoning

Old Parcel Number190010100000002702C803
Street Address3 LIGHTHOUSE POINT RD
CityHIGHLANDS
StateNJ
Zip07732-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHARBORSIDE AT HUDSONS FERRY
Legal Block101
Legal Lot Number27.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1003
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records · APN 19 00101-0000-00027-02-C803

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 BROWNS LN, ATLANTIC HIGHLANDS, NJ 07716-2318
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Dec 18, 2020Grant Deed, Transfer
ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC
Oct 15, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
PULTE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleDec 07, 2020 · Amount on Record
Deed Document Number2020151955
Deed Book / Page9466 / 598
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1015
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094820025
DateFeb 12, 2021
Book Page9482/25
Instrument2021023684
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateFeb 01, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.37%
Index1-Year LIBOR
Max Rate7.37%

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateDec 18, 2020
Property Address3 LIGHTHOUSE POINT RD # 803, 803, HIGHLANDS, NJ 07732-1015
Document Number0000151955
Book / Page009466 / 000598
Instrument DateOct 22, 2020
Instrument151955
Transaction TypeTransfer
Record UpdatedMar 09, 2021
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

AmountAmount Recorded
Tax$950.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 BROWNS LN ATLANTIC HIGHLANDS NJ 077162318, ATLANTIC HIGHLANDS, NJ 07716-2318

October 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateOct 15, 2018
Property Address3 LIGHTHOUSE POINT RD # 803, 803, HIGHLANDS, NJ 07732-1015
Document Number0000101040
Book / Page009316 / 003308
Instrument DateSep 26, 2018
Instrument101040
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 06, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$743.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 LIGHTHOUSE POINT RD HIGHLANDS NJ 077321015, HIGHLANDS, NJ 07732-1015

Mortgage

Document Number101041
DateOct 15, 2018
Book Page009316/003329
Instrument101041
Lender
NamePULTE MTG
TypeMortgage Company
AddressENGLEWOOD, CO 80112
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 14, 2048

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,410,300 (+19.64%) Land $978,800 Building $431,500$1,410,300 (+19.64%) Land $978,800 Building $431,500
2025$20,157.00 (+44.21%)$1,178,800 (+87.41%) Land $797,500 Building $381,300$1,178,800 (+87.41%) Land $797,500 Building $381,300
2024$13,978.00 (+14.25%)
2023$629,000 Land $385,000 Building $244,000$629,000 Land $385,000 Building $244,000
2022$12,235.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 131 individual NFIP policies nearby
Nearby Flood Policies418 units insured
287 under condo master policies
Nearby Flood Claims76 (1991–2019)
Claims Outside the SFHA3 of 76
Most Recent ClaimMar 2019, other causes
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 54 claims
  • Hurricane Irene, Aug 2011 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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