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3 Lighthouse Ct, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 3 Lighthouse Ct, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,704 sqft · built 1995
Lot Size0.211 acres (9,207 sqft)
Owner2 Individual Names on File
Last Sale$152,870 (Aug 1995)
Tax Bill$2,371 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-059499

Property Details

APN / Parcel Number

Primary APN03-059499
Alternative APN
  • 059499

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,704 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,207 sqft (0.211 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area182 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number059499
Street Address3 LIGHTHOUSE CT
CityBERLIN
StateMD
Zip21811-1659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B-06-673 9207 SQ FT LIGHTHOUSE CT PLAT OCEAN PINES SEC 6
Legal SubdivisionOCEAN PINES SEC 06
Legal Lot Number673
JurisdictionWORCESTER MD
Township / Civil Division5, OCEAN PINES
Census Block Group2
Census Block2006
Census Tract950600

Owner

Source: Worcester County records · APN 03-059499

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 LIGHTHOUSE CT, BERLIN, MD 21811-1659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
Apr 30, 2020Deed of Trust, Mortgage · VA Mortgage
LENDING 3 INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 1995 · Amount on Record
Deed SaleAug 31, 1995 · Amount on Record
Prior SaleMay 02, 1986 · Amount on Record
Deed Document Number1995298044
Deed Book / Page2192 / 482
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Recording DateAug 10, 2026
Property Address3 LIGHTHOUSE CT, BERLIN, MD 21811-1659
Document Number9198000322
Book / Page9198 / 322
Instrument DateJul 29, 2026
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 LIGHTHOUSE CT, BERLIN, MD 21811-1659

Mortgage

Document Number9198000322,
DateAug 10, 2026
Book Page9198/322
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 07, 2056
Interest
Rate6.43%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address3 LIGHTHOUSE CT, OCEAN PINES, MD 21811-1659
Document Number0076540302
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedJul 03, 2020
Title CompanyMEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 LIGHTHOUSE CT BERLIN MD 218111659, BERLIN, MD 21811-1659

Mortgage

Document Number0076540302
DateMay 11, 2020
Book Page007654/000302
Lender
NameLENDING 3 INC
AddressFOUNTAIN VALLEY, CA 92708
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2050

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$363,800 (+32.05%)$394,900 (+30.94%) Land $93,100 Building $301,800
2025$2,371.00 (+4.4%) Homeowner's exemption
2023$2,271.00 Homeowner's exemption$275,500$301,600 Land $81,800 Building $219,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims13 (1979–2017)
Claims Outside the SFHA7 of 13
Most Recent ClaimAug 2017, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 517 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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