Montgomery County property record for 3 Library Ct, Gaithersburg, MD 20877 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,768 sqft · built 1989 |
| Lot Size | 0.142 acres (6,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Sep 1998) |
| Tax Bill | $7,045 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02790290 |
| Primary APN | 09-02790290 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,768 sqft Living Area |
| Gross Area | 3,168 sqft |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,204 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Deck Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02790290 |
|---|---|
| Street Address | 3 LIBRARY CT |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-4317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAYBROOKE 2 |
| Legal Subdivision | SAYBROOKE |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 700720 |
Source: Montgomery County records · APN 09-02790290
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 LIBRARY CT, GAITHERSBURG, MD 20877-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 1998 · Amount on Record |
| Deed Sale | Sep 16, 1998 · Amount on Record |
| Deed Document Number | 1998126723 |
| Deed Book / Page | 16254 / 45 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3 LIBRARY CT, GAITHERSBURG, MD 20877-4317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0551090423 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 55109/423 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | OAKLAND, MD 21550 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2032 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,900 (+6.8%) Land $179,600 Building $369,300 | $548,900 (-) Land $179,600 Building $369,300 | |
| 2025 | $7,045.00 (+40.03%) | $513,933 (+15.75%) | $548,900 (+23.63%) Land $179,600 Building $369,300 |
| 2023 | $444,000 Land $179,600 Building $264,400 | $444,000 Land $179,600 Building $264,400 | |
| 2022 | $5,031.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317007201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 518 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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