Worcester County and Worcester City property record for 3 Liberty St, Worcester, MA 01605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,331 sqft · built 1890 |
| Lot Size | 0.053 acres (2,325 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Jun 2025) |
| Tax Bill | $3,036 (2026) |
| Deeds & Mortgages | Jan 2024 Refinance Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-025-00004 |
| Primary APN | 1-025-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,331 sqft Living Area |
| Gross Area | 2,244 sqft |
| 1st Floor Area | 902 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,325 sqft (0.053 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Account Number | 1-025-00004 |
|---|---|
| Street Address | 3 LIBERTY ST |
| City | WORCESTER |
| State | MA |
| Zip | 01605-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BL-1 |
| Legal Block | 25 |
| Legal Lot Number | 4 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 731802 |
3 Liberty St is owned by an individual who bought it in June 2025.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 BIGELOW ST, MARLBOROUGH, MA 01752-1004 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK |
| Jun 25, 2025 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on File |
| Deed Sale | Jun 25, 2025 · Amount on File |
| Prior Sale | May 10, 2016 · Amount on File |
| Deed Book / Page | 72169 / 146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 LIBERTY ST, WORCESTER, MA 01605-2922 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 070145-347 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 70145/347 |
| Instrument | 7190 |
| Name | HOMETOWN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 25, 2025 |
| Property Address | 3 LIBERTY ST, WORCESTER, MA 01605-2922 |
| Document Number | 072169-146 |
| Book / Page | 72169 / 146 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 51655 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 BIGELOW ST, MARLBOROUGH, MA 01752-1004 |
| Document Number | 0000051656 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 51656 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3 Liberty St was $3,036, up 3% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,036.00 (+2.95%) | $228,600 (+2.24%) Land $54,900 Building $173,700 | $311,202 (+8.01%) |
| 2025 | $2,949.00 | $223,600 Land $51,700 Building $171,900 | $288,135 (-2.54%) |
| 2024 | $295,640 | ||
| 2023 | $2,703.00 | $188,500 Land $45,000 Building $143,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Liberty St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3 Liberty St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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