3 Liberty St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 3 Liberty St, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Tax Bill$26,704 (2026)
Deeds & MortgagesJul 2019 Line of Credit
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN554203 97.15-1-36

Property Details

APN / Parcel Number

Primary APN554203 97.15-1-36
Alternative APN
  • 55420300331 077 002

Exterior

Lot Area9,148 sqft (0.21 acres)
Lot Dimensions90 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 LIBERTY ST
CityOSSINING
StateNY
Zip10562-5907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number36.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group3
Census Block3007
Census Tract13304

Owner

3 Liberty St is owned and occupied by an individual.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address3 LIBERTY ST, OSSINING, NY 10562-5907
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jan 11, 2018Grant Deed, Transfer
GREAT AMERICAN TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address3 LIBERTY ST, OSSINING, NY 10562
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0591903597
DateJul 10, 2019
Instrument591903597
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateJan 11, 2018
Property Address3 LIBERTY ST, OSSINING, NY 10562
Document Number0573533362
Book / Page057353 / 003362
Instrument DateDec 19, 2017
Transaction TypeTransfer
Record UpdatedFeb 12, 2018
Title CompanyGREAT AMERICAN TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E 37TH ST NEW YORK NY 100163200, NEW YORK, NY 10016-3200

Tax Assessment & Valuation

The 2026 property tax bill for 3 Liberty St was $26,704, up 44.2% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,704.00 (+44.2%)
2025$18,519.00$871,900 (+7.19%) Land $261,900 Building $610,000$871,900 (+7.19%) Land $261,900 Building $610,000
2024$813,400 (+7.38%) Land $145,000 Building $668,400$813,400 (+7.38%) Land $145,000 Building $668,400
2023$757,500 Land $145,000 Building $612,500$757,500 Land $145,000 Building $612,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Liberty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1999–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSINING WATER DEPARTMENT
serves 30,000 people · EPA ID NY5903451
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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