Middlesex County and Reading Town property record for 3 Lewis St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,168 sqft · built 1952 |
| Lot Size | 0.195 acres (8,481 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $692,000 (Jul 2021) |
| Tax Bill | $8,745 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:010.0-0000-0123.0 |
| Primary APN | READ M:010.0-0000-0123.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,168 sqft Living Area |
| Gross Area | 3,532 sqft |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,481 sqft (0.195 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 300000000530 |
|---|---|
| Street Address | 3 LEWIS ST |
| City | READING |
| State | MA |
| Zip | 01867-3348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0123.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 LEWIS ST, READING, MA 01867-3348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jul 23, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Apr 17, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Nov 30, 2000 · Amount on Record |
| Deed Document Number | 2021165658 |
| Deed Book / Page | 78308 / 417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 3 LEWIS ST, READING, MA 01867-3348 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073894-301 |
|---|---|
| Date | Dec 24, 2019 |
| Book Page | 73894/301 |
| Instrument | 205871 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 23, 2021 |
| Property Address | 3 LEWIS ST, READING, MA 01867-3348 |
| Document Number | 078308-417 |
| Book / Page | 78308 / 417 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 165658 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3 LEWIS ST, READING, MA 01867-3348 |
| Document Number | 0000165659 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 165659 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 3 LEWIS ST, READING, MA 01867-3348 |
| Document Number | 74616-266 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 LEWIS ST READING MA 018673348, READING, MA 01867-3348 |
| Document Number | 74616-266 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 074616/000266 |
| Instrument | 67934 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 05, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,745.00 (+1.16%) | $767,800 (+4.09%) Land $476,200 Building $291,600 | $854,905 (+5.1%) |
| 2024 | $8,645.00 (+3.26%) | $737,600 (+10.92%) Land $457,500 Building $280,100 | $813,390 |
| 2023 | $8,372.00 | $665,000 Land $412,500 Building $252,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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