3 Lewis St, Oswego, IL 60543 Property Records

Kendall County property record for 3 Lewis St, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1965
Lot Size	0.689 acres (30,015 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Apr 2019)
Tax Bill	$5,246 (2024)
Deeds & Mortgages	Apr 2019 Sale Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-14-251-005`

Property Details

APN / Parcel Number

Primary APN	`02-14-251-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,015 sqft (0.689 acres)
Lot Dimensions	149 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3 LEWIS ST
City	OSWEGO
State	IL
Zip	60543-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 LYNWOOD SUB EXT 4
Legal Subdivision	LYNWOOD SUB
Legal Lot Number	77
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2026
Census Tract	890402

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 LEWIS ST, OSWEGO, IL 60543-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit EARTHMOVER CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	20193943
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 4, 2019
Property Address	3 LEWIS ST, OSWEGO, IL 60543-9568
Document Number	0000003943
Instrument Date	Mar 14, 2019
Instrument	3943
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$187.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 LEWIS ST OSWEGO IL 605439568, OSWEGO, IL 60543-9568

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3 LEWIS ST, OSWEGO, IL 60543-9568
Document Number	0000018005
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 LEWIS ST OSWEGO IL 605439568, OSWEGO, IL 60543-9568

Mortgage

Document Number	0000018005
Date	Dec 21, 2018
Instrument	18005

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,730 (+34.77%) Land $16,658 Building $65,072	$245,190 (+34.77%) Land $49,974 Building $195,216
2024	$5,246.00
2022		$60,645 Land $12,360 Building $48,285	$181,935 Land $37,080 Building $144,855

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKVILLE serves 23,000 people · EPA ID IL0930250
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Metronet, T-Mobile, Verizon.

Nearby Properties on Lewis St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures