3 Ledgewater Dr, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 3 Ledgewater Dr, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,336 sqft · built 1999
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,800 (Jan 2018)
Tax Bill	$12,470 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:083 L:019`

Property Details

APN / Parcel Number

Primary APN	`KENB M:083 L:019`
Alternative APNs	`M:083 L:019 U:000` `3367`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,336 sqft Living Area
Gross Area	6,394 sqft
1st Floor Area	1,484 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	28,750 sqft (0.66 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3367
Street Address	3 LEDGEWATER DR
City	KENNEBUNK
State	ME
Zip	04043-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	19
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	1
Census Block	1001
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 997, KENNEBUNK, ME 04043-0997
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Deed of Trust, Mortgage KENNEBUNK SVGS BANK
Oct 25, 2017	Deed of Trust, Mortgage · ARM KENNEBUNK SVGS BANK
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK
Jan 16, 2018	Warranty Deed, Transfer EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	20181885
Deed Book / Page	17643 / 774
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	3 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175910137
Date	Oct 27, 2017
Book Page	17591/0137
Instrument	2017045962

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 27, 2042

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	3 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175890345
Date	Oct 25, 2017
Book Page	17589/0345
Instrument	2017045568

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Nov 1, 2022

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	3 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186610623
Date	May 12, 2021
Book Page	18661/623
Instrument	2021027219

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jan 16, 2018
Property Address	3 LEDGEWATER DR, KENNEBUNK, ME 04043-7748
Document Number	0176430774
Book / Page	17643 / 0774
Instrument	2018001885
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201801886
Date	Jan 16, 2018
Instrument	201801886

Lender

Name	EAGLE BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2033

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,470.00 (+4.54%)	$1,266,000 (+79.91%) Land $488,200 Building $777,800
2024	$11,928.00 (+5.61%)	$703,700 (-) Land $187,500 Building $516,200
2023	$11,294.00 (+9.93%)	$703,700 (-) Land $187,500 Building $516,200	$1,383,295
2022	$10,274.00	$703,700 Land $187,500 Building $516,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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