3 Layton Ter, Saint Louis, MO 63124 Property Records

St. Louis County property record for 3 Layton Ter, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,423 sqft · built 1937
Lot Size	0.347 acres (15,098 sqft)
Owner	2 Individual Names on File
Last Sale	$864,000 (Jul 2022)
Tax Bill	$10,126 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19L-34-0181`

Property Details

APN / Parcel Number

Primary APN	`19L-34-0181`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,423 sqft Living Area
Gross Area	3,543 sqft
1st Floor Area	1,426 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	15,098 sqft (0.347 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	40 sqft
Patio Area	805 sqft
Balcony Area	27 sqft
Poultry House	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 LAYTON TER
City	SAINT LOUIS
State	MO
Zip	63124-1893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R1A
Legal Description	LAYTON LOT 3
Legal Subdivision	LAYTON
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1005
Census Tract	216600

Owner

3 Layton Ter is owned and occupied by two individuals who bought it in July 2022.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 LAYTON TER, SAINT LOUIS, MO 63124-1893
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK
Jan 15, 2020	Loan Modification, Mortgage · Line of Credit ENTERPRISE BK
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Jul 11, 2022
Deed Document Number	2022711398
Prior Transfer Date	Jan 12, 1999
Prior Transfer Doc	0119630250
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 11, 2022
Property Address	3 LAYTON TER, SAINT LOUIS, MO 63124-1893
Document Number	2022071100398
Map Reference	MB 31 PG 12
Instrument Date	Jul 7, 2022
Instrument	2022071100398
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7121 CORNELL AVE, 7121, SAINT LOUIS, MO 63130-2307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LAYTON TER, SAINT LOUIS, MO 63124-1893

Mortgage

Document Number	2022071100399
Date	Jul 11, 2022
Instrument	2022071100399

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	3 LAYTON TER, SAINT LOUIS, MO 63124-1893
Document Number	0239201575
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LAYTON TER ST LOUIS MO 631241893, ST LOUIS, MO 63124-1893

Mortgage

Document Number	0239201575
Date	Feb 11, 2020
Book Page	023920/001575
Instrument	296

Lender

Name	ENTERPRISE BK
Type	Bank
Address	SAINT LOUIS, MO 63127

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3 LAYTON TER, SAINT LOUIS, MO 63124-1893
Document Number	0235963809
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LAYTON TER ST LOUIS MO 631241893, ST LOUIS, MO 63124-1893

Mortgage

Document Number	0235963809
Date	Jul 3, 2019
Book Page	023596/003809
Instrument	601

Lender

Name	ENTERPRISE BK
Type	Bank
Address	SAINT LOUIS, MO 63127

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Layton Ter was $10,126, down 2.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,160 (-) Land $102,390 Building $61,770	$864,000 (-) Land $538,900 Building $325,100
2025	$10,126.00 (-2.82%)	$164,160 Land $102,390 Building $61,770	$864,000 Land $538,900 Building $325,100
2024	$10,420.00 (+0.07%)
2023	$10,413.00 (+14.9%)	$164,160 (+18.5%) Land $76,190 Building $87,970	$864,000 Land $401,000 Building $463,000
2022	$9,063.00	$138,530 Land $83,140 Building $55,390
2021			$729,100 Land $437,600 Building $291,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Layton Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2013 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Layton Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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