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3 Lawrence St, Westerly, RI 02891 Property Records

Westerly Town property record for 3 Lawrence St, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,696 sqft · built 1976
Lot Size1.49 acres (65,094 sqft)
OwnerIndividual Name on File
Tax Bill$3,545 (2025)
Deeds & MortgagesFeb 2026 Transfer
Jan 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNWEST M:109 B:3

Property Details

APN / Parcel Number

Primary APNWEST M:109 B:3
Alternative APNs
  • M:109 B:3 L
  • 20080500

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,696 sqft Living Area
Gross Area4,880 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area65,094 sqft (1.49 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number20080500
Street Address3 LAWRENCE ST
CityWESTERLY
StateRI
Zip02891-3406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3036
Census Tract50902

Owner

Source: Westerly Town records · APN WEST M:109 B:3

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 LAWRENCE ST, WESTERLY, RI 02891-3406
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Quit Claim Deed, Transfer
Quitclaim
Jan 22, 2026Warranty Deed, Transfer
Dec 30, 2025Quit Claim Deed, Transfer
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 22, 2026
Transfer Doc02026-1593
Record UpdatedSep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateFeb 02, 2026
Property Address3 LAWRENCE ST, WESTERLY, RI 02891-3406
Document Number02026-1593
Book / Page2026 / 1593
Instrument DateJan 22, 2026
Instrument2026-345
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJan 22, 2026
Property Address3 LAWRENCE ST, WESTERLY, RI 02891-3406
Document Number02026-1127
Book / Page2026 / 1127
Instrument DateDec 19, 2025
Instrument2026-236
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 LAWRENCE ST, WESTERLY, RI 02891-3406

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateDec 30, 2025
Property Address3 LAWRENCE ST, WESTERLY, RI 02891-3406
Document Number2025-18901
Book / Page2025 / 18901
Instrument DateDec 01, 2025
Instrument2025-4547
Transaction TypeTransfer
Record UpdatedJan 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020254548
DateDec 30, 2025
Instrument2025-4548
Lender
NameEVERETT FINANCIAL INC
Agreement
AmountAmount Recorded
Term829 Months
DueJan 01, 2095

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,545.00 (+0.06%)$498,600 (+35.38%) Land $176,600 Building $322,000
2023$3,543.00 (+0.62%)$368,300 (-) Land $127,300 Building $241,000
2022$3,521.00$368,300 Land $127,300 Building $241,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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