3 Laurel St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 3 Laurel St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,791 sqft · built 1968
Lot Size	0.252 acres (10,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,900 (Dec 2002)
Tax Bill	$6,049 (2026)
Deeds & Mortgages	Dec 2019 Refinance Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0014 B:0155 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0014 B:0155 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,791 sqft Living Area
Gross Area	2,829 sqft
1st Floor Area	912 sqft
Basement Area	1,230 sqft
Unfinished Basement	705 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,995 sqft (0.252 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 LAUREL ST
City	PEPPERELL
State	MA
Zip	01463-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	155
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3013
Census Tract	327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 LAUREL ST, PEPPERELL, MA 01463-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 9, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2002 · Amount on Record
Deed Sale	Dec 10, 2002 · Amount on Record
Deed Document Number	20021281
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	3 LAUREL ST, PEPPERELL, MA 01463-1108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73895-343
Date	Dec 26, 2019
Book Page	73895/343
Instrument	206112

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	3 LAUREL ST, PEPPERELL, MA 01463-1108
Document Number	71893-283
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 LAUREL ST PEPPERELL MA 014631108, PEPPERELL, MA 01463-1108

Mortgage

Document Number	71893-283
Date	Nov 16, 2018
Book Page	071893/000283
Instrument	6183

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,049.00 (-0.18%)	$439,000 (+5.99%) Land $145,300 Building $293,700	$489,535 (-)
2025	$6,060.00 (+9.72%)	$414,200 (+7.61%) Land $136,400 Building $277,800	$489,535 (-0.67%)
2024	$5,523.00 (+6.54%)	$384,900 (+12.41%) Land $124,500 Building $260,400	$492,860
2023	$5,184.00	$342,400 Land $112,700 Building $229,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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