3 Laurel Pl, Clinton, NY 13323 Property Records

Oneida County and Kirkland Town property record for 3 Laurel Pl, Clinton, NY 13323

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,707 sqft · built 1900
Lot Size0.352 acres (15,370 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (May 2008)
Tax Bill$4,405 (2026)
Deeds & MortgagesFeb 2024 Mortgage
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN304089 337.009-1-9

Property Details

APN / Parcel Number

Primary APN304089 337.009-1-9
Alternative APNs
  • 408933700900010090000000
  • 018330

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,707 sqft Living Area
1st Floor Area1,327 sqft
Upper Floors Area380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area15,370 sqft (0.352 acres)
Lot Dimensions106 ft deep x 145 ft wide
Garage TypeDetached
Garage Area1,536 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number018330
Street Address3 LAUREL PL
CityCLINTON
StateNY
Zip13323-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number9.000
JurisdictionONEIDA NY
Township / Civil DivisionKIRKLAND
Census Block Group3
Census Block3000
Census Tract25002

Owner

3 Laurel Pl is owned and occupied by an individual who bought it in May 2008.

Source: Oneida County and Kirkland Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3 LAUREL PL, CLINTON, NY 13323-1305
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Oct 12, 2022Deed of Trust, Mortgage · FHA Mortgage
PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2008 · Amount on File
Deed SaleMay 19, 2008 · Amount on File
Deed Book / Page2008 / 8358
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address3 LAUREL PL, CLINTON, NY 13323-1305
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002248
DateFeb 27, 2024
Instrument2024-002248
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueMar 1, 2052

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address3 LAUREL PL, CLINTON, NY 13323-1305
Transaction TypeMortgage
Record UpdatedNov 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016306
DateOct 12, 2022
Instrument2022-016306
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3 Laurel Pl was $4,405, up 3.3% from the year before.

Source: Oneida County and Kirkland Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionKirkland Town
Unified School DistrictClinton Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,405.00 (+3.31%)
2025$4,264.00$65,000 Land $18,800 Building $46,200$184,136 Land $53,258 Building $130,878
2023$65,000 (-) Land $18,800 Building $46,200$151,163 (+12.79%) Land $43,721 Building $107,442
2022$1,245.00 Homeowner's exemption$65,000 Land $18,800 Building $46,200$134,021 Land $38,763 Building $95,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Laurel Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims100 (1979–2019)
Claims Outside the SFHA12 of 100
Most Recent ClaimNov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 4 claims
  • Severe Storms And Flooding, Jun 2013 · 42 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Laurel Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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