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3 Laurel Ct, South Elgin, IL 60177 Property Records

Kane County property record for 3 Laurel Ct, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,916 sqft · built 1994
Lot Size0.172 acres (7,501 sqft)
OwnerCompany Name on Record
Last Sale$240,000 (Apr 2014)
Tax Bill$8,774 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-03-202-025

Property Details

APN / Parcel Number

Primary APN09-03-202-025

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,916 sqft Living Area
Basement Area729 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,501 sqft (0.172 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3 LAUREL CT
CitySOUTH ELGIN
StateIL
Zip60177-2841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 081-SUGARRIDGE
Legal SubdivisionSUGAR RIDGE
Legal Block2
Legal Lot Number387
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2004
Census Tract852104

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3 LAUREL CT, SOUTH ELGIN, IL 60177-2841
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2014 · Amount on Record
Deed SaleApr 25, 2014 · Amount on Record
Prior SaleFeb 1, 1995 · Amount on Record
Deed Document Number201419531
Last Transfer DateMay 24, 2021
Transfer Doc0000046970
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJun 21, 2021
Property Address3 LAUREL CT, SOUTH ELGIN, IL 60177-2841
Document Number0000046970
Map ReferenceDOC 94K075937
Instrument DateMay 24, 2021
Instrument2021K046970
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3 LAUREL CT, 3, ELGIN, IL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 LAUREL CT, SOUTH ELGIN, IL 60177-2841

Mortgage

Document Number0000046971
DateJun 21, 2021
Instrument2021K046971
Lender
NameAMERICAN FIDELITY MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2036
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,774.00 (+20.64%) Homeowner's exemption$133,308 (+8.74%) Land $30,312 Building $102,996$400,084 (+8.74%) Land $90,972 Building $309,112
2024$122,598 (+28.06%) Land $27,930 Building $94,668$367,941 (+28.11%) Land $83,824 Building $284,118
2022$7,273.00 (+4.2%) Homeowner's exemption$95,735 (+4.91%) Land $26,746 Building $68,989$287,205 (+4.91%) Land $80,238 Building $206,967
2021$6,980.00 Homeowner's exemption$91,254 Land $25,494 Building $65,760$273,762 Land $76,482 Building $197,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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