Suffolk County and Huntington Town property record for 3 Laurel Ct, Lloyd Harbor, NY 11743
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $825,000 (Apr 2023) |
| Tax Bill | $20,221 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0403-003.00-01.00-019.000 |
| Primary APN | 0403-003.00-01.00-019.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 90,605 sqft |
|---|
| Street Address | 3 LAUREL CT |
|---|---|
| City | LLOYD HARBOR |
| State | NY |
| Zip | 11743-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | BLK LOT |
| Legal Block | 100 |
| Legal Lot Number | 19 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 110101 |
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 LAUREL CT, LLOYD HARBOR, NY 11743-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage ALLIANT CREDIT UNION |
| Apr 26, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on Record |
| Deed Sale | Apr 26, 2023 · Amount on Record |
| Deed Book / Page | 13198 / 979 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 1, 2026 |
| Property Address | 3 LAUREL CT, LLOYD HARBOR, NY 11743-9730 |
| Document Number | 0000350657 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026350657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 LAUREL CT, LLOYD HARBOR, NY 11743-9730 |
| Document Number | 0000350657, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 2026350657 |
| Name | ALLIANT CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 26, 2023 |
| Property Address | 3 LAUREL CT, LLOYD HARBOR, NY 11743-9730 |
| Document Number | 0131980979 |
| Book / Page | 13198 / 979 |
| Instrument Date | Jan 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Municipality | Lloyd Harbor Village |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,500 (-) Land $1,200 Building $5,300 | $1,444,445 (+12,344.6%) Land $266,667 Building $1,177,778 | |
| 2024 | $20,221.00 | $11,607 (+12.49%) Land $2,143 Building $9,464 | |
| 2023 | $6,500 Land $1,200 Building $5,300 | $10,318 Land $1,905 Building $8,413 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1991–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
4G LTE only, no 5G reported
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