3 Laurel Ave, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 3 Laurel Ave, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,434 sqft · built 1954
Lot Size0.143 acres (6,242 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Oct 2012)
Tax Bill$7,423 (2025)
Deeds & MortgagesDec 2021 Mortgage
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN15-18049-0000-00002

Property Details

APN / Parcel Number

Primary APN15-18049-0000-00002
Alternative APNs
  • 151804900002
  • 14405000

Interior

Stories1 Story
Building Area1,434 sqft Living Area
1st Floor Area1,434 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeFrame
Lot Area6,242 sqft (0.143 acres)
Lot Dimensions104 ft deep x 60 ft wide

Location & Zoning

Account Number14405000
Street Address3 LAUREL AVE
CityOLD BRIDGE
StateNJ
Zip08857-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description60X104
Legal SubdivisionSOUTHWOOD/OLD BRIDGE SEC 03
Legal Block18049
Legal Lot Number2
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group3
Census Block3009
Census Tract7804

Owner

3 Laurel Ave is owned and occupied by two individuals who acquired it in February 2020.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address3 LAUREL AVE, OLD BRIDGE, NJ 08857-1623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA
Mar 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2012 · Amount on File
Deed SaleOct 25, 2012 · Amount on File
Prior SaleJun 7, 2003 · Amount on File
Deed Document Number201276
Deed Book / Page6398 / 331
Last Transfer DateFeb 18, 2020
Transfer Doc0000021502
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address3 LAUREL AVE, OLD BRIDGE, NJ 08857-1623
Transaction TypeMortgage
Record UpdatedJan 3, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150475
DateDec 13, 2021
Book Page18743/1946
Instrument2021150475
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount on Record
Term178 Months
DueOct 1, 2036

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIDDLESEX NJ
Recording DateMar 4, 2020
Property Address3 LAUREL AVE, OLD BRIDGE, NJ 08857-1623
Document Number0000021502
Book / Page017804 / 001016
Instrument DateFeb 19, 2020
Instrument21502
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 LAUREL AVE OLD BRIDGE NJ 088571623, OLD BRIDGE, NJ 08857-1623

Tax Assessment & Valuation

The 2025 property tax bill for 3 Laurel Ave was $7,423 with a veteran's exemption, up 10.4% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,500 (-) Land $49,000 Building $74,500$123,500 (-) Land $49,000 Building $74,500
2025$7,423.00 (+10.4%) Veteran's exemption$123,500 Land $49,000 Building $74,500$123,500 Land $49,000 Building $74,500
2024$6,724.00
2023$123,500 Land $49,000 Building $74,500$123,500 Land $49,000 Building $74,500
2022$6,286.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Laurel Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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