Essex County and Saugus Town property record for 3 Laura Lee Cir, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,710 sqft · built 1998 |
| Lot Size | 0.288 acres (12,554 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $865,000 (Aug 2021) |
| Tax Bill | $10,329 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:014-F B:0001 L:0024 |
| Primary APN | SAUG M:014-F B:0001 L:0024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,710 sqft Living Area |
| Gross Area | 5,049 sqft |
| 1st Floor Area | 1,987 sqft |
| Basement Area | 957 sqft |
| Unfinished Basement | 191 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,554 sqft (0.288 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 96050105 |
|---|---|
| Street Address | 3 LAURA LEE CIR |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Subdivision | WALDEN HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 LAURA LEE CIR, SAUGUS, MA 01906-1290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 4, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 11, 2017 | Deed of Trust, Mortgage HANSCOM FCU |
| Aug 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Aug 15, 2017 | Quit Claim Deed, Transfer MSA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Prior Sale | Aug 15, 2017 · Amount on Record |
| Deed Book / Page | 40148 / 455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 3 LAURA LEE CIR, SAUGUS, MA 01906-1290 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000662068 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 662068 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 3 LAURA LEE CIR, SAUGUS, MA 01906-1290 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043014-498 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 43014/498 |
| Instrument | 20251020000870 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 4, 2021 |
| Property Address | 3 LAURA LEE CIR, SAUGUS, MA 01906-1290 |
| Document Number | 040148-455 |
| Book / Page | 40148 / 455 |
| Instrument Date | Aug 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 LAURA LEE CIR, SAUGUS, MA 01906-1290 |
| Document Number | 0000627942 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 627942 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 3 LAURA LEE CIR, SAUGUS, MA 01906-1290 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35789-58 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 35789/58 |
| Instrument | 135 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 3 LAURA LEE CIR, SAUGUS, MA 01906-1290 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38828-41 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 38828/41 |
| Instrument | 20200817002100 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 15, 2017 |
| Property Address | 3 LAURA LEE CIR, SAUGUS, MA 01906-1290 |
| Document Number | 36103-350 |
| Book / Page | 36103 / 350 |
| Instrument | 476 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71.29 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 LAURA LEE CIR, SAUGUS, MA 01906-1290 |
| Date | Aug 15, 2017 |
|---|
| Name | MSA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2047 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,329.00 (+3.96%) | $991,300 (+6.56%) Land $402,600 Building $588,300 | $1,079,551 (-7.69%) |
| 2025 | $9,936.00 (+3.09%) | $930,300 (+2.8%) Land $365,600 Building $564,700 | $1,169,450 |
| 2024 | $9,638.00 (+2.94%) | $905,000 (+8.84%) Land $351,700 Building $553,300 | |
| 2023 | $9,363.00 | $831,500 Land $319,300 Building $512,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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