Suffolk County and Huntington Town property record for 3 Larry Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $745,000 (Jul 2025) |
| Tax Bill | $12,059 (2024) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-224.00-03.00-016.000 |
| Primary APN | 0400-224.00-03.00-016.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Street Address | 3 LARRY DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | BLK LOT |
| Legal Subdivision | VALMONT TERRACE |
| Legal Block | 300 |
| Legal Lot Number | 16 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 112103 |
Source: Suffolk County and Huntington Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 LONE OAK PATH, SMITHTOWN, NY 11787-4290 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL CREDIT UNION |
| Jun 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MORTGAGE CORP |
| Jul 2, 2025 | Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC |
| May 11, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance NASSAU EDUCATORS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Apr 9, 2015 · Amount on Record |
| Deed Book / Page | 13300 / 171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 LARRY DR, COMMACK, NY 11725-3305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0233040182 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 23304/182 |
| Instrument | DM025308 |
| Name | JOVIA FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 LARRY DR, COMMACK, NY 11725-3305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0232920981 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 23292/981 |
| Instrument | DM019776 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 2, 2025 |
| Property Address | 3 LARRY DR, COMMACK, NY 11725-3305 |
| Document Number | 0133000171 |
| Book / Page | 13300 / 171 |
| Instrument Date | May 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 LONE OAK PATH, SMITHTOWN, NY 11787-4290 |
| Document Number | 0023667950 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 23667/950 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 LARRY DR, COMMACK, NY 11725-3305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229250459 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 22925/459 |
| Instrument | 18-0088028 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,700 (-) Land $250 Building $2,450 | $600,000 (+10,789.29%) Land $55,556 Building $544,444 | |
| 2024 | $12,059.00 | $5,510 (+12.22%) Land $510 Building $5,000 | |
| 2023 | $2,700 Land $250 Building $2,450 | $4,910 Land $455 Building $4,455 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–1981) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENLAWN WATER DISTRICT serves 42,000 people · EPA ID NY5103271 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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