Essex County and Gloucester City property record for 3 Larose Ave, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,194 sqft · built 1920 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,573 (Mar 2011) |
| Tax Bill | $5,136 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2006 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0221 B:0020 L:0000 |
| Primary APN | GLOU M:0221 B:0020 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,194 sqft Living Area |
| Gross Area | 1,618 sqft |
| 1st Floor Area | 682 sqft |
| Basement Area | 164 sqft |
| Unfinished Basement | 164 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,000 sqft (0.253 acres) |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 3 LAROSE AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 20 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 221901 |
3 Larose Ave is owned and occupied by an individual who bought it in March 2011.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 LAROSE AVE, GLOUCESTER, MA 01930-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Jan 6, 2006 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/MA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2011 · Amount on File |
| Deed Sale | Mar 31, 2011 · Amount on File |
| Deed Book / Page | 30324 / 492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 LAROSE AVE, GLOUCESTER, MA 01930-2324 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0043034-72 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 43034/72 |
| Instrument | 20251029001200 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 LAROSE AVE, GLOUCESTER, MA 01930-2324 |
| Document Number | 36852-406 |
| Instrument Date | Jan 6, 2006 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 LAROSE AVE GLOUCESTER MA 019302324, GLOUCESTER, MA 01930-2324 |
| Document Number | 36852-406 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 036852/000406 |
| Instrument | 1807104810 |
| Name | CITIZENS BK/MA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3 Larose Ave was $5,136, up 0.9% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,136.00 (+0.9%) | $551,700 (+5.35%) Land $202,500 Building $349,200 | $563,699 (+15.78%) |
| 2025 | $5,090.00 (+1.64%) | $523,700 (+1.75%) Land $187,600 Building $336,100 | $486,875 |
| 2024 | $5,008.00 (+3.05%) | $514,700 (+12.16%) Land $178,600 Building $336,100 | |
| 2023 | $4,860.00 | $458,900 Land $159,500 Building $299,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Larose Ave in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 33 (1978–2018) |
| Claims Outside the SFHA | 17 of 33 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Larose Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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