3 Lake Ferguson Ct, Hampton, VA 23669 Property Records

Hampton City property record for 3 Lake Ferguson Ct, Hampton, VA 23669

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,279 sqft · built 1991
Lot Size0.212 acres (9,252 sqft)
Owner2 Individual Names on Record
Last Sale$421,000 (Sep 2025)
Tax Bill$4,555 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Aug 2014 Mortgage
APN08J004 02 00110

Property Details

APN / Parcel Number

Primary APN08J004 02 00110
Alternative APN
  • 8002855

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,279 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,252 sqft (0.212 acres)
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area139 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8002855
Street Address3 LAKE FERGUSON CT
CityHAMPTON
StateVA
Zip23669-2385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6 R-11 ONE
Legal DescriptionPHILLIPS LAKE 2 L110.
Legal SubdivisionPHILLIPS LAKE
Legal Lot Number110
JurisdictionHAMPTON CITY VA
Township / Civil DivisionHAMPTON
Census Block Group3
Census Block3004
Census Tract10800

Owner

Source: Hampton City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 LAKE FERGUSON CT, HAMPTON, VA 23669-2385
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Aug 26, 2014Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2025 · Amount on Record
Deed SaleSep 2, 2025 · Amount on Record
Deed Document Number202511225
Prior Transfer DateAug 15, 2014
Prior Transfer Doc1400/10104
Record UpdatedJun 8, 2026

September 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionHAMPTON CITY VA
Recording DateSep 2, 2025
Property Address3 LAKE FERGUSON CT, HAMPTON, VA 23669-2385
Document Number0250011225
Map ReferenceMB 9 PG 160
Instrument DateAug 27, 2025
Instrument250011225
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$421.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 LAKE FERGUSON CT, HAMPTON, VA 23669-2385

Mortgage

Document Number0250011226
DateSep 2, 2025
Instrument250011226
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

August 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMPTON CITY VA
Recording DateAug 26, 2014
Property Address3 LAKE FERGUSON CT, HAMPTON, VA 23669-2385
Document Number1400/10104
Book / Page1400 / 10104
Instrument DateAug 15, 2014
Transaction TypeTransfer
Record UpdatedAug 19, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1400/10105
DateAug 26, 2014
Book Page1400/10105
Lender
NameBANK OF AMERICA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2029
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

Source: Hampton City assessment roll, as of August 19, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHampton City
Unified School DistrictHampton City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,555.00 (+8.63%)$386,100 (+10.54%) Land $117,600 Building $268,500$386,100 (+10.54%) Land $117,600 Building $268,500
2023$4,193.00 (+14.97%)$349,300 Land $110,300 Building $239,000$349,300 Land $110,300 Building $239,000
2022$3,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 89 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies89 in force
Nearby Flood Claims34 (1994–2024)
Claims Outside the SFHA13 of 34
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims
  • Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEWPORT NEWS
serves 407,300 people · EPA ID VA3700500
Water SourceSurface water
Last State InspectionSep 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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