3 Lake Ct, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3 Lake Ct, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,898 sqft · built 1979
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Company Names on Record
Last Sale	$380,000 (Aug 2007)
Tax Bill	$4,876 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`032-1-030-04-0`

Property Details

APN / Parcel Number

Primary APN	`032-1-030-04-0`
Alternative APNs	`18028` `11511`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,898 sqft Gross Area
1st Floor Area	1,885 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	227 ft deep x 123 ft wide
Porch	Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 LAKE CT
City	AUGUSTA
State	GA
Zip	30909-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LAKE AUMOND (00200) 020-0
Legal Subdivision	LAKE AUMOND
Legal Lot Number	20
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	3
Census Block	3011
Census Tract	10201

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 LAKE CT, AUGUSTA, GA 30909-2735
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit HEALTH CENTER CREDIT UNION
Aug 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage HEALTH CENTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2007 · Amount on Record
Deed Sale	Aug 30, 2007 · Amount on Record
Prior Sale	Jan 5, 2001 · Amount on Record
Deed Book / Page	1140 / 508
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3 LAKE CT, AUGUSTA, GA 30909-2735
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LAKE CT, AUGUSTA, GA 30909-2735

Mortgage

Document Number	0018890000001877
Date	Jun 14, 2023
Book Page	0000001889/0000001877
Instrument	2023013904

Lender

Name	HEALTH CENTER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3 LAKE CT, AUGUSTA, GA 30909-2735
Document Number	0016430858
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LAKE CT AUGUSTA GA 309092735, AUGUSTA, GA 30909-2735

Mortgage

Document Number	0016430858
Date	Aug 24, 2018
Book Page	001643/000858

Lender

Name	HEALTH CENTER CU
Type	Credit Union
Address	AUGUSTA, GA 30901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2033

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,876.00 (-10.83%)
2025	$5,468.00 (+15.12%)	$186,056 (-18.55%) Land $30,000 Building $156,056	$465,140 (-18.55%) Land $75,000 Building $390,140
2023	$4,750.00 (+28.21%) Homeowner's exemption	$228,416 (+92.35%) Land $30,000 Building $198,416	$571,040 (+92.35%) Land $75,000 Building $496,040
2022	$3,705.00	$118,752 Land $30,000 Building $88,752	$296,879 Land $75,000 Building $221,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	30 (1990–2024)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims Severe Storms & Flooding, Oct 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.2% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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