3 Lafayette Pl, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 3 Lafayette Pl, Waldwick, NJ 07463

Property Summary

Property TypeSingle Family Home
Details1,346 sqft · built 1910
Lot Size0.072 acres (3,123 sqft)
Owner2 Individual Names on Record
Last Sale$422,000 (Oct 2019)
Tax Bill$10,068 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN64-00113-0000-00009-02

Property Details

APN / Parcel Number

Primary APN64-00113-0000-00009-02
Alternative APNs
  • 64001130000000090002
  • 6400113000000009B

Interior

Stories2 Stories
Building Area1,346 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleCape Cod
Exterior MaterialFrame
Construction TypeFrame
Lot Area3,123 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number6400113000000009B
Street Address3 LAFAYETTE PL
CityWALDWICK
StateNJ
Zip07463-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25X125 1LT
Legal SubdivisionBOROUGH/WALDWICK
Legal Block113
Legal Lot Number9.02
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group1
Census Block1006
Census Tract56200

Owner

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 LAFAYETTE PL, WALDWICK, NJ 07463-1710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
BOND STREET MORTGAGE LLC
Oct 9, 2019Deed, Transfer · Stand-Alone First Mortgage
BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2019 · Amount on Record
Deed SaleOct 9, 2019 · Amount on Record
Prior SaleMay 29, 2014 · Amount on Record
Deed Document Number201967174
Deed Book / Page3371 / 730
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address3 LAFAYETTE PL, WALDWICK, NJ 07463-1710
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039651803
DateFeb 19, 2021
Book Page3965/1803
Instrument2021021932
Lender
NameBOND STREET MORTGAGE LLC
TypeMortgage Company
AddressPARAMUS, NJ 07652
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 9, 2019
Property Address3 LAFAYETTE PL, WALDWICK, NJ 07463-1710
Document Number0033710730
Book / Page3371 / 730
Instrument DateSep 12, 2019
Instrument19-067174
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 LAFAYETTE PL, WALDWICK, NJ 07463-1710

Mortgage

Document Number1906717401
DateOct 9, 2019
Instrument19-067174.01
Lender
NameBOND STREET MORTGAGE LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,800 (+0.25%) Land $171,500 Building $268,300$439,800 (+0.25%) Land $171,500 Building $268,300
2025$10,068.00 (+3.67%)$438,700 (+18.82%) Land $171,500 Building $267,200$438,700 (+18.82%) Land $171,500 Building $267,200
2024$9,712.00 (-7.63%)
2023$369,200 Land $145,000 Building $224,200$369,200 Land $145,000 Building $224,200
2022$10,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims17 (1979–2021)
Claims Outside the SFHA4 of 17
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDWICK WATER DEPT
serves 10,208 people · EPA ID NJ0264001
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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