3 Koko Ln, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 3 Koko Ln, Gray, ME 04039

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,096 sqft · built 2016
Lot Size1.04 acres (45,302 sqft)
OwnerCompany Name on File
Tax Bill$5,384 (2025)
Deeds & MortgagesMay 2017 Mortgage
May 2019 Sale
Flood ZoneZone X (minimal risk)
APNGRAY M:064 B:036 L:011-000

Property Details

APN / Parcel Number

Primary APNGRAY M:064 B:036 L:011-000
Alternative APNs
  • 036011000000
  • 2119

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Units2 Units
Stories1 Story
Building Area3,096 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number2119
Street Address3 KOKO LN
CityGRAY
StateME
Zip04039-4406
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRURAL
Legal SubdivisionKOKO LANE SUB
Legal Block36
Legal Lot Number11-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group4
Census Block4014
Census Tract4702

Owner

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2 ABIGAILS WAY, SOUTH PORTLAND, ME 04106-5801
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 23, 2017Deed of Trust, Mortgage
BANGOR SAVINGS BANK
May 10, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address3 KOKO LN, GRAY, ME 04039-4406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0340270335
DateMay 23, 2017
Book Page34027/0335
Instrument000000023028
Lender
NameBANGOR SAVINGS BANK
Agreement
AmountAmount Recorded

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAY ME
Recording DateMay 10, 2019
Property Address3 KOKO LN, GRAY, ME 04039-4406
Document Number0356360082
Book / Page035636 / 000082
Instrument DateApr 27, 2019
Instrument19327
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address116 HAWTHORNE LN SOUTH PORTLAND ME 041066945, SOUTH PORTLAND, ME 04106-6945

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,384.00 (+10.46%)$556,200 (+73.22%) Land $118,100 Building $438,100
2023$4,874.00 (+8.82%)$321,100 (-) Land $53,500 Building $267,600
2022$4,479.00$321,100 Land $53,500 Building $267,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAY WATER DISTRICT
serves 2,468 people · EPA ID ME0090620
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2024
Treatment and ProcedureColiform assessment
Nov 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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