3 Klakring Ct, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3 Klakring Ct, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	3 ba · 1,700 sqft · built 1986
Lot Size	0.059 acres (2,587 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (May 2026)
Tax Bill	$5,855 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-140-90025507`

Property Details

APN / Parcel Number

Primary APN	`06-140-90025507`
Alternative APNs	`6-140-90025507` `14090025507`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,700 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,587 sqft (0.059 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	252 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14090025507
Street Address	3 KLAKRING CT
City	ANNAPOLIS
State	MD
Zip	21403-3620
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 2 CREEKSIDE
Legal Subdivision	CREEKSIDE
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2000
Census Tract	706303

Owner

3 Klakring Ct, a townhouse, is owned and occupied by two individuals who bought it in May 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 KLAKRING CT, ANNAPOLIS, MD 21403-3620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 7, 2026	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Oct 27, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Nov 21, 2017 · Amount on File
Deed Book / Page	42320 / 156
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3 KLAKRING CT, ANNAPOLIS, MD 21403-3620
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KLAKRING CT, ANNAPOLIS, MD 21403-3620

Mortgage

Document Number	0392680219
Date	Nov 14, 2022
Book Page	39268/219

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3 KLAKRING CT, ANNAPOLIS, MD 21403-3620
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381620252
Date	Jan 5, 2022
Book Page	38162/252

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 7, 2026
Property Address	3 KLAKRING CT, ANNAPOLIS, MD 21403-3620
Document Number	4232000156
Book / Page	42320 / 156
Instrument Date	Apr 10, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	HOME TRUST TITLE, HOME FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 KLAKRING CT, ANNAPOLIS, MD 21403-3620

Mortgage

Document Number	4232000164,
Date	May 7, 2026
Book Page	42320/164

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3 KLAKRING CT, ANNAPOLIS, MD 21403-3620
Document Number	0315920005
Book / Page	031592 / 000005
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	UNIVERSAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 KLAKRING CT ANNAPOLIS MD 214033620, ANNAPOLIS, MD 21403-3620

Mortgage

Document Number	0315920005
Date	Nov 21, 2017
Book Page	031592/000005

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Klakring Ct was $5,855, up 2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,700 (+2.22%) Land $180,000 Building $237,700	$417,700 (-) Land $180,000 Building $237,700
2025	$5,855.00 (+1.99%)	$408,633	$417,700 Land $180,000 Building $237,700
2024	$5,741.00 (+2.39%)
2023	$5,607.00	$390,500 Land $180,000 Building $210,500	$390,500 Land $180,000 Building $210,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Klakring Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Klakring Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

3 Klakring Ct, Annapolis, MD 21403 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Klakring Ct

Nearby Streets

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