3 Kirkcudbright Ln, Bella Vista, AR 72715 Property Records

Benton County property record for 3 Kirkcudbright Ln, Bella Vista, AR 72715

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,640 sqft · built 1993
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (May 2016)
Tax Bill$2,570 (2026)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-17857-000

Property Details

APN / Parcel Number

Primary APN16-17857-000
Alternative APNs
  • 79358.0
  • 79358

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,640 sqft Living Area
Gross Area2,656 sqft
1st Floor Area1,640 sqft
Basement Area256 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialFiberglass
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area600 sqft
DrivewayConcrete Driveway
Driveway Area688 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Glass Porch
Porch Area160 sqft
Deck Area288 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number79358
Street Address3 KIRKCUDBRIGHT LN
CityBELLA VISTA
StateAR
Zip72715-3612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range32
Legal Township21
Legal Section24
Legal SubdivisionKIRKCUDBRIGHT SUB-BVV
Legal Block5
Legal Lot Number39
JurisdictionBENTON AR
Township / Civil Division10
Census Block Group4
Census Block4000
Census Tract20801

Owner

3 Kirkcudbright Ln is owned and occupied by an individual who bought it in May 2016.

Source: Benton County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address3 KIRKCUDBRIGHT LN, BELLA VISTA, AR 72715-3612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2016 · Amount on File
Deed SaleMay 17, 2016 · Amount on File
Prior SaleNov 25, 1997 · Amount on File
Deed Book / Page2016 / 27379
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address3 KIRKCUDBRIGHT LN, BELLA VISTA, AR 72715-3612
Document Number0000084221
Instrument DateDec 15, 2020
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 KIRKCUDBRIGHT LN BELLA VISTA AR 727153612, BELLA VISTA, AR 72715-3612

Mortgage

Document Number0000084221
DateDec 22, 2020
Instrument84221
Lender
NameMUTUAL/OMAHA MTG LLC
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 21, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3 Kirkcudbright Ln was $2,570, up 9.1% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityBella Vista City
Unified School DistrictGravette School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,570.00 (+9.13%)$60,509 (-) Land $1,600 Building $58,909$302,545 (-) Land $8,000 Building $294,545
2025$2,355.00$60,509 Land $1,600 Building $58,909$302,545 (-) Land $8,000 Building $294,545
2024$302,545 (+52.61%) Land $8,000 Building $294,545
2023$1,885.00$39,650 Land $800 Building $38,850$198,250 Land $4,000 Building $194,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Kirkcudbright Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Kirkcudbright Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 61% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLA VISTA POA
serves 39,419 people · EPA ID AR0000039
Water SourcePurchased surface water from BENTONVILLE WATER UTILITIES
Last State InspectionSep 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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