Essex County and Topsfield Town property record for 3 Kinsman Ln, Topsfield, MA 01983
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.918 acres (40,006 sqft) |
| Owner | Company Name on File |
| Last Sale | $225,000 (Oct 2017) |
| Tax Bill | $3,993 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPS M:0031 B:0081 L |
| Primary APN | TOPS M:0031 B:0081 L |
|---|---|
| Alternative APN |
|
| Lot Area | 40,006 sqft (0.918 acres) |
|---|
| Account Number | 1114 |
|---|---|
| Street Address | 3 KINSMAN LN |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | IRA |
| Legal Block | 81 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 214100 |
3 Kinsman Ln, vacant land, is owned by a company that bought it in October 2017.
Source: Essex County and Topsfield Town records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 229 STEDMAN ST, LOWELL, MA 01851-2705 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Dec 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Deed Document Number | 2017267 |
| Deed Book / Page | 36235 / 3 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 3 KINSMAN LN, TOPSFIELD, MA 01983 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043138-344 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 43138/344 |
| Instrument | 20251218003910 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 3 KINSMAN LN, TOPSFIELD, MA 01983 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00040590-5 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 40590/5 |
| Instrument | 20211220002260 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3 Kinsman Ln was $3,993, up 2% from the year before.
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,993.00 (+2.04%) | $266,400 (-) Land $262,200 Building $4,200 | $786,315 |
| 2024 | $3,913.00 (-0.1%) | $266,400 (+3.38%) Land $262,200 Building $4,200 | |
| 2023 | $3,917.00 | $257,700 Land $253,500 Building $4,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Kinsman Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1978–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Dec 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Kinsman Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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