3 King Charles Rd, Columbia, SC 29209 Property Records

Richland County property record for 3 King Charles Rd, Columbia, SC 29209

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,670 sqft · built 1961
Lot Size0.392 acres (17,089 sqft)
OwnerIndividual Name on Record
Tax Bill$811 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16411-04-16

Property Details

APN / Parcel Number

Primary APN16411-04-16
Alternative APNs
  • R16411-04-16
  • 00628262

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area1,670 sqft Heated Area
Gross Area2,707 sqft
1st Floor Area1,670 sqft
Utility Area75 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRaised Ranch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,089 sqft (0.392 acres)
Garage Area514 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00628262
Street Address3 KING CHARLES RD
CityCOLUMBIA
StateSC
Zip29209-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLOT 2 BLOCK B 100X160X100X160 #SU ST MARKS WOODS #PR R-114
Legal SubdivisionSAINT MARKS WOOD
Legal BlockB
Legal Lot Number2
JurisdictionRICHLAND SC
Township / Civil DivisionCOLUMBIA
Census Block Group1
Census Block1022
Census Tract11603

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3 KING CHARLES RD, COLUMBIA, SC 29209-2237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV
Mar 26, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 15, 2006
Transfer Doc0011623019
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address3 KING CHARLES RD, COLUMBIA, SC 29209-2237
Document Number2484/2535
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 KING CHARLES RD COLUMBIA SC 292092237, COLUMBIA, SC 29209-2237

Mortgage

Document Number2484/2535
DateApr 24, 2020
Book Page002484/002535
Instrument18766
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term972 Months
Interest
Rate TypeAdjustable Rate
Rate3.27%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address3 KING CHARLES RD, COLUMBIA, SC 29209-2237
Document Number2484/2521
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 KING CHARLES RD COLUMBIA SC 292092237, COLUMBIA, SC 29209-2237

Mortgage

Document Number2484/2521
DateApr 24, 2020
Book Page002484/002521
Instrument18765
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term972 Months
Interest
Rate TypeAdjustable Rate
Rate3.27%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$811.00 (+25.54%) Homeowner's exemption$163,500 (-)$219,800 (-) Land $43,800 Building $176,000
2024$163,500 (+2,774.47%)$219,800 (+54.57%) Land $43,800 Building $176,000
2023$646.00$5,688 (-0.04%)$142,200 (-)
2021$5,690$142,200 Land $29,400 Building $112,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims12 (1981–2015)
Claims Outside the SFHA5 of 12
Most Recent ClaimOct 2015 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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