3 Keystone Ct, Centereach, NY 11720 Property Records

Suffolk County and Brookhaven Town property record for 3 Keystone Ct, Centereach, NY 11720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 1996
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$540,750 (Feb 2007)
Tax Bill	$15,649 (2024)
Deeds & Mortgages	Aug 2025 Refinance Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200-470.00-02.00-016.002`

Property Details

APN / Parcel Number

Primary APN	`0200-470.00-02.00-016.002`
Alternative APNs	`472289 470.00-02-016.002` `228947000000020160020000` `00006111127` `0006111127` `6111127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	6111127
Street Address	3 KEYSTONE CT
City	CENTEREACH
State	NY
Zip	11720-2882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHWOOD ESTATES 9730 27
Legal Subdivision	RICHWOOD ESTATES
Legal Block	2
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1008
Census Tract	158119

Owner

3 Keystone Ct is owned and occupied by two individuals who bought it in February 2007.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 KEYSTONE CT, CENTEREACH, NY 11720-2882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FOURLEAF FCU
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Oct 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2007 · Amount on File
Deed Sale	Feb 5, 2007 · Amount on File
Prior Sale	Sep 10, 1996 · Amount on File
Deed Book / Page	12490 / 614
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 KEYSTONE CT, CENTEREACH, NY 11720-2882
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236760307
Date	Aug 13, 2025
Book Page	23676/307

Lender

Name	FOURLEAF FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 KEYSTONE CT, CENTEREACH, NY 11720-2882
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234440288
Date	Aug 2, 2022
Book Page	23444/288

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 KEYSTONE CT, CENTEREACH, NY 11720-2882
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231870799
Date	Oct 22, 2020
Book Page	23187/799
Instrument	DL031998

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Middle Country Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,550 Land $300 Building $3,250	$739,583 Land $56,604 Building $613,208
2024	$15,649.00
2023		$3,550 Land $300 Building $3,250	$6,575 Land $556 Building $6,019

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Keystone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Keystone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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