3 Keyes Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 3 Keyes Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,997 sqft · built 1950
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2007)
Tax Bill	$6,834 (2026)
Deeds & Mortgages	Aug 2026 Second Mortgage Mar 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0035 B:0103 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0035 B:0103 L:0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,997 sqft Living Area
Gross Area	4,240 sqft
Basement Area	1,589 sqft
Unfinished Basement	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 KEYES RD
City	BILLERICA
State	MA
Zip	01821-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Block	103
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	1
Census Block	1008
Census Tract	316101

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 KEYES RD, BILLERICA, MA 01821-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Apr 18, 2018	Deed of Trust, Mortgage · Closed-End Mortgage READING COOPERATIVE BANK
May 18, 2020	Deed of Trust, Mortgage · Line of Credit READING COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2007 · Amount on Record
Deed Sale	Jul 31, 2007 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Document Number	200740577
Deed Book / Page	21469 / 78
Transfer Doc	21469-78
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Recording Date	Aug 17, 2026
Property Address	3 KEYES RD, BILLERICA, MA 01821-2116
Document Number	0000000930
Book / Page	40284 / 51
Instrument Date	Aug 12, 2026
Instrument	2026930
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KEYES RD, BILLERICA, MA 01821-2116

Mortgage

Document Number	0000000930,
Date	Aug 17, 2026
Book Page	40284/51
Instrument	2026930

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	3 KEYES RD, BILLERICA, MA 01821-2116
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038375-191
Date	Mar 18, 2024
Book Page	38375/191
Instrument	6801

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	3 KEYES RD, BILLERICA, MA 01821-2116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32006-26
Date	Apr 18, 2018
Book Page	32006/26
Instrument	15019

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	3 KEYES RD, BILLERICA, MA 01821-2116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34133-219
Date	May 18, 2020
Book Page	34133/219
Instrument	20888

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,834.00 (+3.58%)	$588,600 (+1.43%) Land $278,700 Building $304,800	$646,665 (-)
2025	$6,598.00 (+9.11%)	$580,300 (+8.35%) Land $270,400 Building $309,900	$646,665 (+3.56%)
2024	$6,047.00 (-0.43%)	$535,600 (+4.69%) Land $261,800 Building $273,800	$624,435
2023	$6,073.00	$511,600 Land $238,300 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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