Cecil County property record for 3 Kent Rd, Elkton, MD 21921 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,024 sqft · built 1955 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,427 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-015505 |
| Primary APN | 03-015505 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,024 sqft Total Area |
| Utility Area | 77 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,708 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 187 sqft |
| Porch | Slab |
| Porch Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015505 |
|---|---|
| Street Address | 3 KENT RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-6502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 - .1541 ACRE 3 KENT ROAD ELKWOOD ESTATES |
| Legal Subdivision | KENT ROAD ELKWOOD ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30505 |
Source: Cecil County records · APN 03-015505
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3 KENT RD, ELKTON, MD 21921-6502 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP |
| Apr 01, 2020 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 1998 |
| Deed Sale | Apr 08, 1998 |
| Deed Document Number | 1998240883 |
| Deed Book / Page | 709 / 851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 28, 2026 |
| Property Address | 3 KENT RD, ELKTON, MD 21921-6502 |
| Document Number | 0057750450 |
| Book / Page | 5775 / 450 |
| Instrument Date | Apr 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 3 KENT RD, ELKTON, MD 21921-6502 |
| Investor | Possibly a Property Investor |
| Document Number | 5775000450, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 5775/450 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 3 KENT RD, ELKTON, MD 21921-6502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0053520300 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 5352/300 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 3 KENT RD, ELKTON, MD 21921-6502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0045760144 |
|---|---|
| Date | Apr 01, 2020 |
| Book Page | 4576/144 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,733 (+10.93%) | $159,000 (-) Land $57,300 Building $101,700 | |
| 2025 | $1,427.00 (+148.61%) | $130,467 (+13.06%) | $159,000 (+36.83%) Land $57,300 Building $101,700 |
| 2023 | $574.00 | $115,400 | $116,200 Land $40,200 Building $76,000 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150305051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2003–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jan 2024, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
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