3 Kenneth Ter E, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 3 Kenneth Ter E, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,168 sqft · built 1955
Lot Size	0.502 acres (21,876 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Sep 2001)
Tax Bill	$11,016 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00573-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`32-00573-0000-00008`
Alternative APNs	`320057300008` `8425`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Upper Floors Area	743 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	21,876 sqft (0.502 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Parking Spaces	1 Parking Space
Deck Area	344 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	8425
Street Address	3 KENNETH TER E
City	MIDDLETOWN
State	NJ
Zip	07748-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Description	ADDITIONAL LOTS: T/A: EXPIRES 12/10
Legal Block	573
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1018
Census Tract	800701

Owner

Source: Monmouth County and Middletown Township assessment roll, APN 32-00573-0000-00008, as of July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 KENNETH TER E, MIDDLETOWN, NJ 07748-1223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2001 · Amount on Record
Deed Sale	Sep 18, 2001 · Amount on Record
Prior Sale	Aug 28, 1998 · Amount on Record
Deed Book / Page	8051 / 4256
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 KENNETH TER E, MIDDLETOWN, NJ 07748-1223
Document Number	0000090129
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 KENNETH TER E MIDDLETOWN NJ 077481223, MIDDLETOWN, NJ 07748-1223

Mortgage

Document Number	0000090129
Date	Sep 26, 2019
Book Page	009370/006820
Instrument	90129

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll as of July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$707,200 (+3.62%) Land $522,500 Building $184,700	$707,200 (+3.62%) Land $522,500 Building $184,700
2025	$11,016.00 (+7.41%)	$682,500 (+32.91%) Land $462,500 Building $220,000	$682,500 (+32.91%) Land $462,500 Building $220,000
2024	$10,256.00 (+15.33%)
2023		$513,500 Land $350,300 Building $163,200	$513,500 Land $350,300 Building $163,200
2022	$8,893.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258007011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1985–2026)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 256 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.