Albany County and Bethlehem Town property record for 3 Kenaware Ave, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,744 sqft · built 1938 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,500 (Jun 2018) |
| Tax Bill | $7,683 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 85.15-3-20 |
| Primary APN | 012200 85.15-3-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,744 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| 2nd Floor Area | 928 sqft |
| Upper Floors Area | 464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 211 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 542 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08501500030200000000 |
|---|---|
| Street Address | 3 KENAWARE AVE |
| City | DELMAR |
| State | NY |
| Zip | 12054-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | DELMAR |
| Legal Subdivision | DELMAR |
| Legal Block | 3 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14202 |
3 Kenaware Ave is owned and occupied by an individual who bought it in June 2018.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 KENAWARE AVE, DELMAR, NY 12054-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 1, 2018 | Grant Deed, Transfer |
| Jun 1, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on File |
| Deed Sale | Jun 1, 2018 · Amount on File |
| Prior Sale | Feb 8, 2012 · Amount on File |
| Deed Document Number | 201811835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 KENAWARE AVE, DELMAR, NY 12054-2713 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 3 KENAWARE AVE, DELMAR, NY 12054-2713 |
| Document Number | 0000008200 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | R2025-18200 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 1, 2018 |
| Property Address | 3 KENAWARE AVE, DELMAR, NY 12054-2713 |
| Document Number | 0020181835 |
| Book / Page | 002018 / 011835 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 KENAWARE AVE DELMAR NY 120542713, DELMAR, NY 12054-2713 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 1, 2018 |
| Property Address | 3 KENAWARE AVE, DELMAR, NY 12054-2713 |
| Document Number | 0000001835 |
| Map Reference | LB3025 PG73 |
| Instrument Date | May 30, 2018 |
| Instrument | R2018-11835 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 59 MANSION BLVD, DELMAR, NY 12054-2451 |
| Document Number | 0000001836 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | R2018-11836 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 3 Kenaware Ave was $7,683.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,683.00 | ||
| 2025 | $231,000 Land $77,500 Building $153,500 | $360,938 Land $121,094 Building $239,844 | |
| 2023 | $231,000 Land $77,500 Building $153,500 | $308,000 Land $103,333 Building $204,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Kenaware Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Kenaware Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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