3 Keanu Ln, Esko, MN 55733 Property Records

Carlton County property record for 3 Keanu Ln, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,637 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (Mar 2015)
Tax Bill	$6,244 (2026)
Deeds & Mortgages	Mar 2021 Refinance Jun 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78-320-0340`

Property Details

APN / Parcel Number

Primary APN	`78-320-0340`
Alternative APN	`27907`

Exterior

Lot Area	43,637 sqft (1 acres)

Location & Zoning

Account Number	27907
Street Address	3 KEANU LN
City	ESKO
State	MN
Zip	55733-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MEADOWS
Legal Range	16
Legal Township	49
Legal Section	23
Legal Subdivision	PINE MEADOWS
Legal Block	1
Legal Lot Number	17
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	3
Census Block	3025
Census Tract	70300

Owner

3 Keanu Ln is owned and occupied by an individual who bought it in March 2015.

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3 KEANU LN, ESKO, MN 55733-3700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL BANK OF COMMERCE
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONAL BANK OF COMMERCE
Oct 14, 2008	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK INC
Jul 15, 2015	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Mar 25, 2015	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2015 · Amount on File
Deed Sale	Mar 20, 2015 · Amount on File
Deed Document Number	2015324409
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	3 KEANU LN, ESKO, MN 55733-3700
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000497917
Date	Mar 23, 2021
Instrument	A000497917

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	3 KEANU LN, ESKO, MN 55733-3700
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000512272
Date	Jun 30, 2023
Instrument	A000512272

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 28, 2028

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	3 KEANU LN, ESKO, MN 55733-3700
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000420310
Date	Oct 14, 2008
Instrument	A000420310

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 15, 2015
Property Address	3 KEANU LN, ESKO, MN 55733-3700
Document Number	A000463547
Instrument Date	Jul 8, 2015
Instrument	A000463547
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$997.38
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 KEANU LN, ESKO, MN 55733-3700

Mortgage

Document Number	A000463548
Date	Jul 15, 2015
Instrument	A000463548

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2045

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Mar 25, 2015
Property Address	3 KEANU LN, ESKO, MN 55733-3700
Document Number	A000461691
Instrument Date	Mar 20, 2015
Instrument	A000461691
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	STEWART TITLE

Transaction

Tax	$105.60
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5559 COOK LAKE DR, DULUTH, MN 55803-9496
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3 Keanu Ln was $6,244 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,244.00 Homeowner's exemption
2025		$526,900 (+2.89%) Land $79,600 Building $447,300	$526,900 (+2.89%) Land $79,600 Building $447,300
2024	$5,676.00 Homeowner's exemption	$512,100 (+8.7%) Land $79,600 Building $432,500	$512,100 (+8.7%) Land $79,600 Building $432,500
2023	$5,676.00 Homeowner's exemption	$471,100 (-) Land $76,200 Building $394,900	$471,100 (-) Land $76,200 Building $394,900
2022		$471,100 Land $76,200 Building $394,900	$471,100 Land $76,200 Building $394,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Keanu Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Keanu Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

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