3 Kavanaugh Dr, Rouses Point, NY 12979 Property Records

Clinton County and Champlain Town property record for 3 Kavanaugh Dr, Rouses Point, NY 12979

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 2003
Lot Size	0.289 acres (12,609 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Jun 2009)
Tax Bill	$6,748 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`092803 35.6-3-32`

Property Details

APN / Parcel Number

Primary APN	`092803 35.6-3-32`
Alternative APN	`280303500600030320000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,609 sqft (0.289 acres)
Lot Dimensions	126 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 KAVANAUGH DR
City	ROUSES POINT
State	NY
Zip	12979-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 REF TRACT LOT 32 BEACON HGTS SUBDIV
Legal Block	3
Legal Lot Number	32.000
Jurisdiction	CLINTON NY
Township / Civil Division	CHAMPLAIN
Census Block Group	3
Census Block	3015
Census Tract	100102

Owner

3 Kavanaugh Dr is owned and occupied by an individual who bought it in June 2009.

Source: Clinton County and Champlain Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3 KAVANAUGH DR, ROUSES POINT, NY 12979-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2009 · Amount on File
Deed Sale	Jun 29, 2009 · Amount on File
Prior Sale	Jun 26, 2009 · Amount on File
Deed Book / Page	20092 / 25114
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	3 KAVANAUGH DR, ROUSES POINT, NY 12979-1633
Document Number	0000306308
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	HOLCOMBE ABSTRACT, HOLCOMBE ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KAVANAUGH DR ROUSES POINT NY 129791633, ROUSES POINT, NY 12979-1633

Mortgage

Document Number	0000306308
Date	Feb 21, 2020
Instrument	306308

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3 Kavanaugh Dr was $6,748 with a homeowner's exemption, up 608.8% from the year before.

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Champlain Town
Municipality	Rouses Point Village
Unified School District	Northeastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,748.00 (+608.82%) Homeowner's exemption
2025	$952.00	$285,300 Land $25,400 Building $259,900	$285,300 Land $25,400 Building $259,900
2023		$243,900 Land $25,400 Building $218,500	$243,900 Land $25,400 Building $218,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Kavanaugh Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2011)
Most Recent Claim	May 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Kavanaugh Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUSES POINT VILLAGE WD serves 2,550 people · EPA ID NY0900223
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20