Middlesex County and Edison Township property record for 3 Karnell Ct, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 1,920 sqft · built 1982 |
| Lot Size | 0.188 acres (8,194 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,500 (Sep 2014) |
| Tax Bill | $10,039 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01237-0000-00013 |
| Primary APN | 05-01237-0000-00013 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,920 sqft Living Area |
|---|
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 8,194 sqft (0.188 acres) |
| Lot Dimensions | 149 ft deep x 55 ft wide |
| Account Number | 00027890 |
|---|---|
| Street Address | 3 KARNELL CT |
| City | EDISON |
| State | NJ |
| Zip | 08820-2947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 55X149 |
| Legal Block | 1237 |
| Legal Lot Number | 13 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1414 |
Source: Middlesex County and Edison Township records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 KARNELL CT, EDISON, NJ 08820-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Dec 16, 2021 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit VISION FINANCIAL FCU |
| Mar 27, 2018 | Deed of Trust, Mortgage · ARM PROVIDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2014 · Amount on Record |
| Deed Sale | Sep 25, 2014 · Amount on Record |
| Prior Sale | Aug 11, 2000 · Amount on Record |
| Deed Book / Page | 6617 / 468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 KARNELL CT, EDISON, NJ 08820-2947 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Title Company | BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3 KARNELL CT, EDISON, NJ 08820-2947 |
| Document Number | 0000061314 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 19322/611 |
| Instrument | 2023061314 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 KARNELL CT, EDISON, NJ 08820-2947 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3 KARNELL CT, EDISON, NJ 08820-2947 |
| Document Number | 0000152007 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 18749/74 |
| Instrument | 2021152007 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 KARNELL CT, EDISON, NJ 08820-2947 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 2021127801 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 18665/1066 |
| Instrument | 2021127801 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 KARNELL CT, EDISON, NJ 08820-2947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052914 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 17209/1181 |
| Instrument | 201800052914 |
| Name | VISION FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 KARNELL CT, EDISON, NJ 08820-2947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREATER NJ TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000025407 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 17125/1225 |
| Instrument | 201800025407 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Address | ISELIN, NJ 08830 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,700 (-) Land $81,900 Building $86,800 | $168,700 (-) Land $81,900 Building $86,800 | |
| 2025 | $10,039.00 (-0.03%) | $168,700 (-) Land $81,900 Building $86,800 | $168,700 (-) Land $81,900 Building $86,800 |
| 2024 | $10,042.00 (+0.5%) | ||
| 2023 | $168,700 Land $81,900 Building $86,800 | $168,700 Land $81,900 Building $86,800 | |
| 2022 | $9,992.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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