Essex County and Hamilton Town property record for 3 Junction Ln, South Hamilton, MA 01982
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,899 sqft · built 2007 |
| Owner | 2 Individual Names on File |
| Last Sale | $287,000 (Jul 2022) |
| Tax Bill | $4,392 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMI M:52 B:3 L:4 |
| Primary APN | HAMI M:52 B:3 L:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,899 sqft Living Area |
| Gross Area | 3,031 sqft |
| 1st Floor Area | 823 sqft |
| Basement Area | 823 sqft |
| Unfinished Basement | 823 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 101830 |
|---|---|
| Street Address | 3 JUNCTION LN |
| City | SOUTH HAMILTON |
| State | MA |
| Zip | 01982-1540 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1B |
| Legal Subdivision | CARRIAGE HOUSE JUNCTION CONDOS |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON MA |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 215101 |
3 Junction Ln, a condominium, is owned and occupied by two individuals who bought it in July 2022.
Source: Essex County and Hamilton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 JUNCTION LN, SOUTH HAMILTON, MA 01982-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DEPARTMENT OF HSNG |
| Jul 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MASSACHUSETTS HOUSING FINANCE AGENCY |
| Jul 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Oct 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRSTRUST BANK |
| Jul 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Jul 16, 2021 · Amount on File |
| Deed Book / Page | 41098 / 298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON MA |
| Property Address | 3 JUNCTION LN, SOUTH HAMILTON, MA 01982-1540 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040091-210 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 40091/210 |
| Instrument | 20210716005750 |
| Name | DEPARTMENT OF HSNG |
|---|
| Type | Stand-Alone First Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON MA |
| Property Address | 3 JUNCTION LN, SOUTH HAMILTON, MA 01982-1540 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041098-337 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 41098/337 |
| Instrument | 20220729003640 |
| Name | MASSACHUSETTS HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON MA |
| Recording Date | Jul 29, 2022 |
| Property Address | 3 JUNCTION LN, SOUTH HAMILTON, MA 01982-1540 |
| Document Number | 041098-298 |
| Book / Page | 41098 / 298 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 20220729003620 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 JUNCTION LN, HAMILTON, MA 01936 |
| Investor | Possibly a Property Investor |
| Document Number | 220729003630 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 220729003630 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON MA |
| Property Address | 3 JUNCTION LN, SOUTH HAMILTON, MA 01982-1540 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 037977-566 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 37977/566 |
| Instrument | 20191029002800 |
| Name | FIRSTRUST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON MA |
| Recording Date | Jul 16, 2021 |
| Property Address | 3 JUNCTION LN, SOUTH HAMILTON, MA 01982-1540 |
| Document Number | 040091-171 |
| Book / Page | 40091 / 171 |
| Instrument Date | Jul 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 JUNCTION LN, HAMILTON, MA 01936 |
| Document Number | 0040091188 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 40091/188 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3 Junction Ln was $4,392, down 3.9% from the year before.
Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Hamilton Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,392.00 (-3.89%) | $292,000 (-) Building $292,000 | $652,352 (+48.67%) |
| 2025 | $4,570.00 (+9.38%) | $292,000 (+5.61%) Building $292,000 | $438,805 |
| 2024 | $4,178.00 (+4.24%) | $276,500 (+12.72%) Building $276,500 | |
| 2023 | $4,008.00 | $245,300 Building $245,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Junction Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (2001–2006) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Junction Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures