Hampden County and Holyoke City property record for 3 Judith St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,924 sqft · built 1958 |
| Lot Size | 0.272 acres (11,861 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $188,000 (Apr 2017) |
| Tax Bill | $5,703 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit Aug 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0156 B:0000 L:55 |
| Primary APN | HOLY M:0156 B:0000 L:55 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 3,260 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,861 sqft (0.272 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 3 JUDITH ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Lot Number | 55 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 812101 |
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 JUDITH ST, HOLYOKE, MA 01040-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 3, 2025 | Deed of Trust, Mortgage · Line of Credit HOLYOKE CU |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| Apr 28, 2017 | Quit Claim Deed, Transfer ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Deed Book / Page | 21658 / 38 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 3 JUDITH ST, HOLYOKE, MA 01040-1013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025887-426 |
|---|---|
| Date | Jun 3, 2025 |
| Book Page | 25887/426 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 3 JUDITH ST, HOLYOKE, MA 01040-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23395-5 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 23395/5 |
| Instrument | 48584 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Apr 28, 2017 |
| Property Address | 3 JUDITH ST, HOLYOKE, MA 01040-1013 |
| Document Number | 21658-38 |
| Book / Page | 21658 / 38 |
| Instrument | 22979 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.73 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 216580043 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 21658/0043 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 28, 2047 |
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,703.00 (+6.82%) | $327,200 (+7%) Land $67,700 Building $257,600 | $327,817 (-7.14%) |
| 2025 | $5,339.00 (+6.57%) | $305,800 (+15.66%) Land $63,300 Building $242,500 | $353,020 (+3.05%) |
| 2024 | $5,010.00 (+4.57%) | $264,400 (+3.52%) Land $60,300 Building $204,100 | $342,570 |
| 2023 | $4,791.00 | $255,400 Land $60,300 Building $195,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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