3 Juarez Cir, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3 Juarez Cir, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,053 sqft · built 1962
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$1,648 (2025)
Deeds & MortgagesMay 2023 Mortgage
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN045-30-00-603.00

Property Details

APN / Parcel Number

Primary APN045-30-00-603.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,053 sqft Finished Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3 JUAREZ CIR
CityCOVINGTON
StateKY
Zip41017-9746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAHAMA GARDENS SEC 1 LOT 57
Legal SubdivisionBAHAMA GARDENS
Legal Phase1
Legal Lot Number57
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1017
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-603.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2318 CALLANT RD, INDEPENDENCE, KY 41051-9777
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2023Deed of Trust, Mortgage · Commercial Mortgage
FARM CREDIT MID AMERICA FLCA
Dec 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 19, 2020
Transfer Doc0000000187
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3 JUAREZ CIR, COVINGTON, KY 41017-9746
Transaction TypeMortgage
Record UpdatedMay 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address283 BAGBY RD, CRITTENDEN, KY 41030-8963

Mortgage

Document Number0005900155
DateMay 01, 2023
Book PageKCM 457/607
Instrument23050105900155
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
AddressLOUISVILLE, KY 40232
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueApr 01, 2038

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 21, 2020
Property Address3 JUAREZ CIR, COVINGTON, KY 41017-9746
Document Number0000000187
Book / Page00KC61 / 000968
Instrument DateNov 02, 2020
Instrument187
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2318 CALLANT RD INDEPENDENCE KY 410519777, INDEPENDENCE, KY 41051-9777

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,648.00 (-7%)$166,300 (-) Land $10,000 Building $156,300$166,300 (-) Land $10,000 Building $156,300
2023$1,772.00$166,300 Land $10,000 Building $156,300$166,300 Land $10,000 Building $156,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 417 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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