3 Joyce Ln, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 3 Joyce Ln, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,364 sqft · built 2005
Lot Size	5.19 acres (226,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$474,000 (Aug 2018)
Tax Bill	$8,334 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0111 B:000A L:03-34`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0111 B:000A L:03-34`
Alternative APN	`M:0111 B:000A L:03=34`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	4,276 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	226,377 sqft (5.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 JOYCE LN
City	SHIRLEY
State	MA
Zip	01464-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	A
Legal Lot Number	3-34
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	1
Census Block	1005
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 JOYCE LN, SHIRLEY, MA 01464-2350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 12, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Aug 21, 2018	Quit Claim Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Jun 5, 2012
Deed Book / Page	71502 / 407
Transfer Doc	071502-407
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	3 JOYCE LN, SHIRLEY, MA 01464-2350
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076981-539
Date	Feb 17, 2021
Book Page	76981/539
Instrument	35457

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	3 JOYCE LN, SHIRLEY, MA 01464-2350
Document Number	73325-565
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 JOYCE LN SHIRLEY MA 014642350, SHIRLEY, MA 01464-2350

Mortgage

Document Number	73325-565
Date	Sep 23, 2019
Book Page	073325/000565
Instrument	144527

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Aug 21, 2018
Property Address	3 JOYCE LN, SHIRLEY, MA 01464-2350
Document Number	71502-407
Book / Page	71502 / 407
Instrument	128006
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	715020410
Date	Aug 21, 2018
Instrument	71502/0410

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,334.00 (+10,317.5%)	$672,600 (+8.47%) Land $204,800 Building $467,800	$717,991 (+27.3%)
2025	$80.00 (-98.99%)	$620,100 (+5.86%) Land $176,800 Building $443,300	$564,015
2024	$7,949.00 (+5.41%)	$585,800 (+10.15%) Land $167,100 Building $418,700
2023	$7,541.00	$531,800 Land $167,100 Building $364,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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