Westerly Town property record for 3 Joshua St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,888 sqft · built 2004 |
| Lot Size | 1.38 acres (60,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Oct 2004) |
| Tax Bill | $4,644 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:068 B:63-B L |
| Primary APN | M:068 B:63-B L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 4,350 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,450 sqft (1.38 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 19127101 |
|---|---|
| Street Address | 3 JOSHUA ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 63 |
| Legal Lot Number | B |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 50901 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 JOSHUA ST, WESTERLY, RI 02891-2028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER OAK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2004 · Amount on Record |
| Deed Sale | Oct 1, 2004 · Amount on Record |
| Deed Book / Page | 1331 / 247 |
| Last Transfer Date | Nov 22, 2021 |
| Transfer Doc | 2021-29964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 29, 2021 |
| Property Address | 3 JOSHUA ST, WESTERLY, RI 02891-2028 |
| Document Number | 2021-29964 |
| Book / Page | 2021 / 29964 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021-6632 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 2021-29966 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 2021/29966 |
| Instrument | 2021-6633 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 3 JOSHUA ST, WESTERLY, RI 02891-2028 |
| Document Number | 2019-975 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 JOSHUA ST WESTERLY RI 028912028, WESTERLY, RI 02891-2028 |
| Document Number | 2019-975 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 002019/020975 |
| Instrument | 5303 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2049 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,644.00 (+4.48%) | $596,900 (+36.43%) Land $151,300 Building $445,600 |
| 2023 | $4,445.00 (+0.59%) | $437,500 (-) Land $110,100 Building $327,400 |
| 2022 | $4,419.00 | $437,500 Land $110,100 Building $327,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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