3 Joseph St, Norwich, CT 06360 Property Records

Norwich City property record for 3 Joseph St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1956
Lot Size	0.735 acres (32,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2023)
Tax Bill	$6,045 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:6 B:1 L:8`

Property Details

APN / Parcel Number

Primary APN	`NORW M:6 B:1 L:8`
Alternative APNs	`NWCH M:6 B:1 L:8` `30000001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,140 sqft
Basement Area	900 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,000 sqft (0.735 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	30000001
Street Address	3 JOSEPH ST
City	NORWICH
State	CT
Zip	06360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	1
Legal Lot Number	8
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	1
Census Block	1002
Census Tract	696200

Owner

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2000 GIDDINGS WAY, 2307, LADSON, SC 29456-4616
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC
Feb 22, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 20, 2021	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Jul 11, 2006 · Amount on Record
Deed Document Number	20232023000757
Deed Book / Page	3407 / 188
Prior Transfer Date	Sep 28, 2021
Prior Transfer Doc	0003294-49
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	3 JOSEPH ST, NORWICH, CT 06360
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003584-656
Date	Nov 18, 2025
Book Page	3584/656
Instrument	2025004639

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	3 JOSEPH ST, NORWICH, CT 06360
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003483-164
Date	Feb 8, 2024
Book Page	3483/164
Instrument	2024000536

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Feb 22, 2023
Property Address	3 JOSEPH ST, NORWICH, CT 06360
Document Number	003407-188
Book / Page	3407 / 188
Instrument Date	Feb 17, 2023
Instrument	2023000757
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 GIDDINGS WAY APT 2307, 2307, LADSON, SC 29456-4616

Mortgage

Document Number	2023000758
Date	Feb 22, 2023
Instrument	2023000758

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2021: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Oct 20, 2021
Property Address	3 JOSEPH ST, NORWICH, CT 06360
Document Number	0003294-49
Book / Page	3294 / 49
Instrument Date	Sep 28, 2021
Instrument	2021005431
Transaction Type	Foreclosure
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY # VLDG7, VLDG7, PLANO, TX 75024-4177
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,045.00 (-1.88%)	$177,000 (-) Land $48,000 Building $129,000	$317,945 (+156.61%)
2025	$6,161.00	$177,000 (+50.51%) Land $48,000 Building $129,000	$123,900 Land $33,600 Building $90,300
2024	$6,161.00 (+25.17%)
2023	$4,922.00 (+20.93%)	$117,600 (+21.87%) Land $44,200 Building $73,400
2022	$4,070.00	$96,500 Land $44,200 Building $52,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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