3 Joseph Dr, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 3 Joseph Dr, Moravia, NY 13118

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,240 sqft · built 2016
Lot Size0.95 acres (41,382 sqft)
OwnerIndividual Name on Record
Last Sale$152,750 (Oct 2016)
Tax Bill$5,149 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN054201 210.13-1-48.23

Property Details

APN / Parcel Number

Primary APN054201 210.13-1-48.23
Alternative APN
  • 39001100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area41,382 sqft (0.95 acres)
Lot Dimensions164 ft deep x 118 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39001100
Street Address3 JOSEPH DR
CityMORAVIA
StateNY
Zip13118-7702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number48.023
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1040
Census Tract40800

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 JOSEPH DR, MORAVIA, NY 13118-7702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2016 · Amount on Record
Deed SaleOct 3, 2016 · Amount on Record
Deed Document Number2016165810
Deed Book / Page1644 / 1
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address3 JOSEPH DR, MORAVIA, NY 13118-7702
Transaction TypeMortgage
Record UpdatedNov 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041290099
DateOct 29, 2021
Book Page4129/99
Instrument2021-208840
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,149.00 (+4.61%)
2025$4,922.00 (+3.69%)$176,100 (-) Land $23,300 Building $152,800$193,516 (+9.89%) Land $25,604 Building $167,912
2024$4,747.00 (+63.63%)
2023$176,100 Land $23,300 Building $152,800$176,100 Land $23,300 Building $152,800
2020$2,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORAVIA VILLAGE
serves 1,950 people · EPA ID NY0501720
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Spectrum.

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